Woonsocket City property record for 163 Railroad St, Woonsocket, RI 02895
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,368 sqft · built 1910 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,900 (Jul 2007) |
| Tax Bill | $3,685 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12039500 |
| Primary APN | 12039500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 3,616 sqft |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 12039500 |
|---|---|
| Street Address | 163 RAILROAD ST |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU1 |
| Legal Lot Number | 219 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 18000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
163 Railroad St is owned and occupied by an individual who bought it in July 2007.
Source: Woonsocket City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 163 RAILROAD ST, WOONSOCKET, RI 02895-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Dec 30, 2019 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 19, 2018 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2007 · Amount on File |
| Deed Sale | Jul 9, 2007 · Amount on File |
| Deed Book / Page | 1674 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 163 RAILROAD ST, WOONSOCKET, RI 02895-3039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2649-62 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 2649/62 |
| Instrument | 216056 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 163 RAILROAD ST, WOONSOCKET, RI 02895-3039 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | FIDELITY NATIONAL TITLE (AKA |
| Name | Verified Name |
|---|
| Document Number | 2496-200 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 2496/200 |
| Instrument | 205124 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Jun 19, 2018 |
| Property Address | 163 RAILROAD ST, WOONSOCKET, RI 02895-3039 |
| Document Number | 2367-27 |
| Book / Page | 002367 / 000027 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 195254 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 FAIRLAWN AVE #1 WOONSOCKET RI 028951010, 1, WOONSOCKET, RI 02895-1010 |
| Document Number | 2367-29 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 002367/000029 |
| Instrument | 195255 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2048 |
The 2025 property tax bill for 163 Railroad St was $3,685.
Source: Woonsocket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,685.00 | $328,100 Land $54,000 Building $274,100 | $335,150 |
| 2023 | $3,446.00 | $246,500 (-) Land $57,100 Building $189,400 | |
| 2022 | $3,446.00 | $246,500 Land $57,100 Building $189,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 163 Railroad St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 163 Railroad St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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