163 Rae Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 163 Rae Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on Record
Last Sale	$140,000 (Jun 2009)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00140-0030`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00140-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,017 sqft Living Area
Gross Area	2,987 sqft
1st Floor Area	2,017 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	475 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	163 RAE DR
City	PALM COAST
State	FL
Zip	32164-6861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 30 BLOCK 00014 LOT 0003 OR 438 PG 886 OR 1106/1869 OR 1215/1040 OR 1719/837 OR 1804/1822- CLEMENTS TRUST
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	14
Legal Lot Number	3
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2013
Census Tract	60214

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	163 RAE DR, PALM COAST, FL 32164-6861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2009 · Amount on Record
Deed Sale	Jun 4, 2009 · Amount on Record
Prior Sale	Mar 16, 2005 · Amount on Record
Deed Document Number	200916465
Deed Book / Page	1719 / 837
Last Transfer Date	Dec 14, 2010
Transfer Doc	0018041822
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	163 RAE DR, PALM COAST, FL 32164-6861
Document Number	0024040178
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	163 RAE DR PALM COAST FL 321646861, PALM COAST, FL 32164-6861

Mortgage

Document Number	0024040178
Date	Dec 9, 2019
Book Page	002404/000178
Instrument	45613

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 8, 2034

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,146.00 (+2.73%) Homeowner's exemption	$161,248 (+5.99%)	$293,525 (+5.52%) Land $53,500 Building $240,025
2024	$2,089.00 (+3.06%)
2023	$2,027.00 (+1.5%) Homeowner's exemption	$152,139 (+3%)	$278,164 (+1.12%) Land $43,500 Building $234,664
2022	$1,997.00 Homeowner's exemption	$147,708	$275,088 Land $44,500 Building $230,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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