St. Johns County property record for 163 Pine Grove Pt, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 4,226 sqft · built 2025 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,220,200 (Jul 2025) |
| Tax Bill | $3,364 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010362-0700 |
| Primary APN | 010362-0700 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,226 sqft Living Area |
| Gross Area | 4,954 sqft |
| 1st Floor Area | 2,644 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 551 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 163 PINE GROVE PT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112/1-19 COURTNEY OAKS & COURTNEY CHASE - SILVERLEAF PARCELS 7A-7B LOT 70 OR6192/177 |
| Legal Subdivision | COURTNEY OAKS & COURTNEY CHASE SILVERLEA |
| Legal Block | 1 |
| Legal Lot Number | 70 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20907 |
Source: St. Johns County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 163 PINE GROVE PT, ST AUGUSTINE, FL 32092-1996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Jul 28, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Jul 13, 2023 · Amount on Record |
| Deed Document Number | 202560262 |
| Deed Book / Page | 6192 / 177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 163 PINE GROVE PT, SAINT AUGUSTINE, FL 32092-1996 |
| Document Number | 0000028036 |
| Book / Page | 6336 / 769 |
| Instrument Date | Mar 21, 2026 |
| Instrument | 202628036 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 163 PINE GROVE PT, SAINT AUGUSTINE, FL 32092-1996 |
| Document Number | 0000028036, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 6336/769 |
| Instrument | 202628036 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 28, 2025 |
| Property Address | 163 PINE GROVE PT, SAINT AUGUSTINE, FL 32092-1996 |
| Document Number | 0061920177 |
| Book / Page | 6192 / 177 |
| Map Reference | MB 112 PG 1-19 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2025060262 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | SEA GLASS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,541.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 BUSINESS PARK CIR # CIR105, CIR105, ST AUGUSTINE, FL 32095-8822 |
| Name | Verified Name |
|---|---|
| Address | 163 PINE GROVE PT, ST AUGUSTINE, FL 32092-1996 |
| Document Number | 0006192179 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 6192/179 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $766,938 (+240.86%) | $1,070,433 (+375.75%) Land $225,000 Building $845,433 | |
| 2025 | $3,364.00 (+19.25%) | $225,000 (-) | $225,000 (-) Land $225,000 |
| 2024 | $2,821.00 (+58.75%) | $225,000 (+60.71%) | $225,000 (+60.71%) Land $225,000 |
| 2023 | $1,777.00 (+254.69%) | $140,000 (+257.14%) | $140,000 (+257.14%) Land $140,000 |
| 2022 | $501.00 | $39,200 | $39,200 Land $39,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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