163 Phoenetia Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 163 Phoenetia Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 858 sqft · built 1973
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on File
Last Sale$176,500 (Nov 2025)
Tax Bill$761 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Oct 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN270122-0120

Property Details

APN / Parcel Number

Primary APN270122-0120

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area858 sqft Living Area
Gross Area1,014 sqft
1st Floor Area858 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeMansard
Roof MaterialBuilt-Up Asphalt
Lot Area4,791 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area156 sqft
Patio Area21 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address163 PHOENETIA DR
CitySAINT AUGUSTINE
StateFL
Zip32086-7259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description11-69 ST AUG SHORES UNIT 1 LOT 12 BLK 22 OR6263/487
Legal Range30E
Legal Township08S
Legal Section48
Legal SubdivisionST. AUGUSTINE SHORES UNIT ONE
Legal Block22
Legal Lot Number12
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1014
Census Tract21210

Owner

163 Phoenetia Dr is owned and occupied by two individuals who bought it in November 2025.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address163 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7259
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
Oct 23, 2018Loan Modification, Mortgage · FHA Mortgage
US BK
Oct 23, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2025 · Amount on File
Deed SaleNov 25, 2025 · Amount on File
Prior SaleJul 25, 2007 · Amount on File
Deed Document Number202596276
Deed Book / Page6263 / 487
Prior Transfer DateFeb 12, 2014
Prior Transfer Doc0038471365
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 25, 2025
Property Address163 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7259
Document Number0062630487
Book / Page6263 / 487
Map ReferenceMB 11 PG 61-71
Instrument DateNov 14, 2025
Instrument2025096276
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,235.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1150 7TH ST, ORANGE CITY, FL 32763-3634

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address163 PHOENETIA DR, ST AUGUSTINE, FL 32086-7259

Mortgage

Document Number0006263490
DateNov 25, 2025
Instrument6263/490
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address163 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7259
Document Number0046371316
Instrument DateOct 23, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 PHOENETIA DR ST AUGUSTINE FL 320867259, ST AUGUSTINE, FL 32086-7259

Mortgage

Document Number0046371316
DateNov 6, 2018
Book Page004637/001316
Instrument80298
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 5, 2048
Interest
Rate4.87%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address163 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7259
Document Number0046370187
Instrument DateOct 23, 2018
Transaction TypeMortgage
Record UpdatedDec 26, 2018
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 PHOENETIA DR ST AUGUSTINE FL 320867259, ST AUGUSTINE, FL 32086-7259

Mortgage

Document Number0046370187
DateNov 5, 2018
Book Page004637/000187
Instrument80007
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 163 Phoenetia Dr was $761, up 2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,646 (+149.38%) Land $54,236 Building $106,410$160,646 (-4.04%) Land $54,236 Building $106,410
2025$761.00 (+20.03%) Homeowner's exemption$64,418 (+2.9%)$167,410 (-3.62%) Land $51,188 Building $116,222
2024$634.00 (+0.79%) Homeowner's exemption$62,603 (+3%)$173,697 (+2.51%) Land $51,188 Building $122,509
2023$629.00 (+3.97%) Homeowner's exemption$60,780 (+3%)$169,438 (+16.9%) Land $51,188 Building $118,250
2022$605.00 Homeowner's exemption$59,010$144,939 Land $33,124 Building $111,815

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 163 Phoenetia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 Phoenetia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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