163 Oak Bend Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 163 Oak Bend Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,118 sqft · built 1985
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Feb 2024)
Tax Bill	$1,359 (2025)
Deeds & Mortgages	Feb 2024 Sale Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454002765461000`

Property Details

APN / Parcel Number

Primary APN	`454002765461000`
Alternative APNs	`53841` `62228`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,118 sqft Heated Area
Basement Area	1,118 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	148 ft deep x 545 ft wide
Terrain	Mountain
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	522 sqft
Deck Area	290 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	62228
Street Address	163 OAK BEND LN
City	MURPHY
State	NC
Zip	28906-4245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 6-5 SIERRA VILLAGE 1671/1255
Legal Tract	6
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1008
Census Tract	930606

Owner

163 Oak Bend Ln is owned and occupied by an individual who bought it in February 2024.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	163 OAK BEND LN, MURPHY, NC 28906-4245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer
Feb 5, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 26, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Prior Sale	Feb 5, 2021 · Amount on File
Deed Document Number	000424201A
Deed Book / Page	424 / 201A
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 1, 2024
Property Address	163 OAK BEND LN, MURPHY, NC 28906-4245
Document Number	001751/862
Book / Page	1751 / 862
Instrument	799
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 N BEACH ST, ORMOND BEACH, FL 32174-5537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 OAK BEND LN, MURPHY, NC 28906-4245

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 5, 2021
Property Address	163 OAK BEND LN, MURPHY, NC 28906-4245
Document Number	1671/1255
Book / Page	1671 / 1255
Map Reference	CAB B SL 47
Instrument Date	Jan 12, 2021
Instrument	836
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10889 OAK BEND WAY, 10889, WELLINGTON, FL 33414-6176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 N BEACH ST, ORMOND BEACH, FL 32174-5537

Mortgage

Document Number	01671/1257
Date	Feb 5, 2021
Book Page	1671/1257
Instrument	837

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 26, 2019
Property Address	163 OAK BEND LN, MURPHY, NC 28906-4245
Document Number	01607/0543
Book / Page	01607 / 0543
Map Reference	CAB B SL 47
Instrument Date	Feb 15, 2019
Instrument	00805
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10889 OAK BEND WAY, WELLINGTON, FL 33414-6176

Mortgage

Document Number	00806
Date	Feb 26, 2019
Instrument	00806

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 163 Oak Bend Ln was $1,359.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,359.00	$182,030	$182,030 Land $10,000 Building $172,030
2023		$175,190	$175,190 Land $10,000 Building $165,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 Oak Bend Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 Oak Bend Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber.

Cell Coverage

4G LTE only, no 5G reported

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