163 North St, Erving, MA 01344 Property Records

Franklin County and Erving Town property record for 163 North St, Erving, MA 01344

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,048 sqft · built 2005
Lot Size	0.462 acres (20,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2021)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	May 2025 Line of Credit Jun 2021 Sale & Mortgage + 1 more
APN	`ERVI M:003 B:000 L:091`

Property Details

APN / Parcel Number

Primary APN	`ERVI M:003 B:000 L:091`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
Gross Area	2,501 sqft
Basement Area	768 sqft
Unfinished Basement	288 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,120 sqft (0.462 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	163 NORTH ST
City	ERVING
State	MA
Zip	01344-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	91
Jurisdiction	ERVING MA
Township / Civil Division	ERVING
Census Block Group	2
Census Block	2001
Census Tract	40400

Owner

Source: Franklin County and Erving Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	163 NORTH ST, ERVING, MA 01344-9734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage · Line of Credit GREENFIELD SAVINGS BANK
Jun 18, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREENFIELD SAVINGS BANK
Feb 21, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Feb 21, 2020 · Amount on Record
Deed Document Number	20217538
Deed Book / Page	7789 / 25
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERVING MA
Property Address	163 NORTH ST, ERVING, MA 01344-9734
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008474-342
Date	May 14, 2025
Book Page	8474/342
Instrument	3947

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERVING MA
Recording Date	Jun 18, 2021
Property Address	163 NORTH ST, ERVING, MA 01344-9734
Document Number	0007789-25
Book / Page	7789 / 25
Instrument Date	Jun 18, 2021
Instrument	7538
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	163 NORTH ST, ERVING, MA 01344-9734

Mortgage

Document Number	0000007539
Date	Jun 18, 2021
Instrument	7539

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERVING MA
Recording Date	Feb 21, 2020
Property Address	163 NORTH ST, ERVING, MA 01344-9734
Document Number	007501-324
Book / Page	7501 / 324
Instrument Date	Feb 18, 2020
Instrument	1773
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 S PEARWOOD AVE, FRESNO, CA 93727-1142

Mortgage

Document Number	0000001775
Date	Feb 21, 2020
Instrument	1775

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County and Erving Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Erving Town
Elementary School District	Erving School District (PK - 06)
Secondary School District	Gill-Montague School District in Erving (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,440.00 (+9.59%)	$369,500 (+8.52%) Land $76,900 Building $292,600	$370,453 (-10.23%)
2024	$3,139.00 (+21.62%)	$340,500 (+5.55%) Land $76,900 Building $263,600	$412,680
2023	$2,581.00	$322,600 Land $76,900 Building $245,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

No cell data coverage reported

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