163 N Elms Rd, Flushing, MI 48433 Property Records

Genesee County property record for 163 N Elms Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,000 sqft · built 1971
Lot Size	0.434 acres (18,905 sqft)
Owner	Individual Name on Record
Last Sale	$209,900 (Oct 2025)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-25-576-028`

Property Details

APN / Parcel Number

Primary APN	`55-25-576-028`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,000 sqft Living Area
1st Floor Area	1,325 sqft
Basement Area	500 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bi-Level
Lot Area	18,905 sqft (0.434 acres)
Lot Dimensions	210 ft deep x 90 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	163 N ELMS RD
City	FLUSHING
State	MI
Zip	48433-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-1 (L
Legal Description	E 210 FT OF LOT 31 HILLCREST ACRES (78)
Legal Subdivision	HILLCREST ACRES
Legal Lot Number	31
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	3
Census Block	3000
Census Tract	10603

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5551 SUGAR BUSH LN, FLINT, MI 48532-2240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	202515578
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	163 N ELMS RD, FLUSHING, MI 48433-1828
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 S MORRISH RD, FLINT, MI 48532-3036

Mortgage

Document Number	0000012682
Date	Sep 22, 2025
Instrument	202509220012682

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 6, 2025
Property Address	163 N ELMS RD, FLUSHING, MI 48433-1828
Document Number	0000015578
Map Reference	LB 20 PG 19
Instrument Date	Sep 17, 2025
Instrument	202510060015578
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 N ELMS RD, FLUSHING, MI 48433-1828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5551 SUGAR BUSH LN, FLINT, MI 48532-2240

Mortgage

Document Number	0000012682
Date	Oct 6, 2025
Instrument	202509220012682

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,600 (+5.69%)	$193,200 (+5.69%)
2025	$2,762.00 (+897.11%) Homeowner's exemption	$91,400 (+20.42%)	$182,800 (+20.42%)
2024	$277.00 (-88.04%)
2023		$75,900	$151,800
2021	$2,316.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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