163 N Cindy Ln, Sandpoint, ID 83864 Property Records

Bonner County property record for 163 N Cindy Ln, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,167 sqft · built 1981
Lot Size	10 acres (435,600 sqft)
Owner	2 Company Names on File
Last Sale	$806,312 (Nov 2022)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP59N01W095401A`

Property Details

APN / Parcel Number

Primary APN	`RP59N01W095401A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,167 sqft Finished Area
1st Floor Area	2,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Built-in
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Lean-To	300 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump
Heating Fuel	Wood

Location & Zoning

Street Address	163 N CINDY LN
City	SANDPOINT
State	ID
Zip	83864-8988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-10
Legal Description	9-59N-1W TAX 15
Legal Range	01W
Legal Township	59N
Legal Section	09
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2017
Census Tract	950201

Owner

Source: Bonner County assessment roll, as of August 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	163 N CINDY LN, SANDPOINT, ID 83864-8988
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Jun 14, 2013 · Amount on Record
Last Transfer Date	Aug 7, 2024
Transfer Doc	0001037423
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Nov 1, 2022
Property Address	163 N CINDY LN, SANDPOINT, ID 83864-8988
Document Number	0001013687
Instrument Date	Nov 1, 2022
Instrument	1013687
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1428 LEMONWOOD DR WEST, SANDPOINT, ID 83864

Mortgage

Document Number	0001013688
Date	Nov 1, 2022
Instrument	1013688

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	163 N CINDY LN, SANDPOINT, ID 83864-8988
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	953094
Date	Feb 13, 2020
Instrument	953094

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,609 (-0.11%)	$614,609 (-0.11%)
2025	$1,935.00 (-32.39%) Homeowner's exemption	$615,299 (-8.05%) Land $306,465 Building $308,834	$615,299 (-8.05%) Land $306,465 Building $308,834
2023	$2,862.00	$669,140 Land $308,400 Building $360,740	$669,140 Land $308,400 Building $360,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E.L. Automation Fixed Wireless	400 / 100
Mann Holdings Fixed Wireless	250 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on N Cindy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures