Bedford County property record for 163 Mill Ridge Rd, Everett, PA 15537
| Property Type | Single Family Home |
|---|---|
| Details | 1,860 sqft · built 1999 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Aug 2024) |
| Tax Bill | $21,486 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F.09-0.00-477 |
| Primary APN | F.09-0.00-477 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,860 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 27,878 sqft (0.64 acres) |
| Deck Area | Deck Area |
| Street Address | 163 MILL RIDGE RD |
|---|---|
| City | EVERETT |
| State | PA |
| Zip | 15537-6869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 163 MILL RIDGE RD LOT 5 JUNIATA MILLS |
| Legal Subdivision | JUNIATA MILL SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | SNAKE SPRING |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 961002 |
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 163 MILL RIDGE RD, EVERETT, PA 15537-6869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SNARE & ASSOCIATES MORTGAGE SERVICES LLC |
| Nov 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Feb 11, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on Record |
| Deed Sale | Aug 20, 2024 · Amount on Record |
| Prior Sale | Mar 17, 2005 · Amount on Record |
| Deed Document Number | 20243594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 163 MILL RIDGE RD, EVERETT, PA 15537-6869 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 163 MILL RIDGE RD, EVERETT, PA 15537-6869 |
| Document Number | 02025/4652 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 2025/4652 |
| Instrument | 2025-004652 |
| Name | SNARE & ASSOCIATES MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOLLIDAYSBURG, PA 16648 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 163 MILL RIDGE RD, EVERETT, PA 15537-6869 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 163 MILL RIDGE RD, EVERETT, PA 15537-6869 |
| Document Number | 2021/7155 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 2021/7155 |
| Instrument | 2021-007155 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 163 MILL RIDGE RD, EVERETT, PA 15537-6869 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/0723 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 2020/0723 |
| Instrument | 2020-000723 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Snake Spring Township |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,486.00 (+610.28%) | $203,700 (-) Land $35,300 Building $168,400 | $203,700 (-) Land $35,300 Building $168,400 |
| 2025 | $203,700 (-) Land $35,300 Building $168,400 | ||
| 2023 | $3,025.00 Additional exemption filed | $203,700 Land $35,300 Building $168,400 | |
| 2012 | $203,700 Land $35,300 Building $168,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (1996–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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