163 McQueen Rd, Ellerbe, NC 28338 Property Records

Richmond County property record for 163 McQueen Rd, Ellerbe, NC 28338

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 2000
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Oct 2021)
Tax Bill	$1,468 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`850000646031`

Property Details

APN / Parcel Number

Primary APN	`850000646031`
Alternative APN	`52874301`

Interior

Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Game Room	Game Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Deck Area	216 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	52874301
Street Address	163 MCQUEEN RD
City	ELLERBE
State	NC
Zip	28338-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	AC & HSE
Legal Subdivision	SURVEYED FOR TOM MCQUEEN
Jurisdiction	RICHMOND NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1007
Census Tract	970100

Owner

163 McQueen Rd is owned and occupied by an individual who bought it in October 2021.

Source: Richmond County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	163 MCQUEEN RD, ELLERBE, NC 28338-9735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 1, 2021	Warranty Deed, Transfer · USDA Mortgage NFM INC
Aug 29, 2018	Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Aug 27, 2014 · Amount on File
Deed Document Number	2021265338
Deed Book / Page	1901 / 555
Prior Transfer Date	Aug 17, 2018
Prior Transfer Doc	001790/549
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	163 MCQUEEN RD, ELLERBE, NC 28338-9735
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002046/129
Date	Sep 25, 2025
Book Page	2046/129
Instrument	284828

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Oct 1, 2021
Property Address	163 MCQUEEN RD, ELLERBE, NC 28338-9735
Document Number	001901/555
Book / Page	1901 / 555
Instrument Date	Sep 20, 2021
Instrument	265338
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 PARKWAY DR, 325, NEWPORT NEWS, VA 23606-3729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 MCQUEEN RD, ELLERBE, NC 28338-9735

Mortgage

Document Number	0000265339
Date	Oct 1, 2021
Instrument	265339

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHMOND NC
Recording Date	Aug 29, 2018
Property Address	163 MCQUEEN RD, ELLERBE, NC 28338-9735
Document Number	001790/549
Book / Page	1790 / 549
Instrument Date	Aug 17, 2018
Instrument	249978
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 MCQUEEN RD, ELLERBE, NC 28338-9735

Mortgage

Document Number	0000249979
Date	Aug 29, 2018
Instrument	249979

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 163 McQueen Rd was $1,468, up 0.3% from the year before.

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,468.00 (+0.34%)	$175,862 (-) Land $19,150 Building $156,712	$175,862 (-) Land $19,150 Building $156,712
2025	$1,463.00	$175,862 Land $19,150 Building $156,712	$175,862 Land $19,150 Building $156,712
2023	$1,020.00	$101,902 Land $10,100 Building $91,802	$101,902 Land $10,100 Building $91,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 McQueen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 McQueen Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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