163 Locust St, Franklin, LA 70538 Property Records

St. Mary Parish property record for 163 Locust St, Franklin, LA 70538

Property Summary

Property TypeResidential Vacant Land
Lot Size4.34 acres (189,486 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Apr 2022)
Tax Bill$452 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN2354581007.00

Property Details

APN / Parcel Number

Primary APN2354581007.00

Exterior

Lot Area189,486 sqft (4.34 acres)

Location & Zoning

Street Address163 LOCUST ST
CityFRANKLIN
StateLA
Zip70538-7459
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description4.35 AC POR TRACT BD ROAD - FLEURY - R R - SELF ACQ 427 339016
Legal SubdivisionWARD THREE NON-SUBDIVISION
Legal TractB-D
JurisdictionST MARY LA
Township / Civil Division3
Census Block Group2
Census Block2070
Census Tract40900

Owner

163 Locust St, residential vacant land, is owned by an individual who bought it in April 2022.

Source: St. Mary Parish records, as of February 2, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address904 PRAIRIE RD N, FRANKLIN, LA 70538-7357
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2022 · Amount on File
Deed SaleApr 25, 2022 · Amount on File
Deed Document Number339016
Deed Book / Page427 / 749
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY LA
Recording DateJul 23, 2026
Property Address163 LOCUST ST, FRANKLIN, LA 70538-7459
Document Number0000374162
Instrument DateJul 23, 2026
Instrument2026374162
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyTITLE WORLD LLC, TITLE WORLD

Transferred To (Grantee/Buyer)

NameVerified Name
Address904 PRAIRIE RD N, FRANKLIN, LA 70538-7357

Mortgage

Document Number0000374162,
DateJul 23, 2026
Instrument2026374162
Lender
NameABBEVILLE BLDG AND LOAN
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term372 Months
DueJul 1, 2057
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 163 Locust St was $452.

Source: St. Mary Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Mary Parish
Unified School DistrictSt. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$452.00$4,200 Land $4,200$42,000 Land $42,000
2023$461.00$4,200 Land $4,200$42,000 Land $42,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 163 Locust St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims72 (1980–2019)
Claims Outside the SFHA15 of 72
Most Recent ClaimJul 2019 · Hurricane Barry
Claims by Event
  • Hurricane Barry, Jul 2019 · 15 claims
  • Hurricane Ike, Sep 2008 · 14 claims
  • Hurricane Rita, Sep 2005 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRANKLIN WATER SUPPLY
serves 8,325 people · EPA ID LA1101003
Water SourceSurface water
Last State InspectionFeb 2025
Lead2 ppb (2022–2024)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTurbidity
not recorded as resolved · Apr 2025
Haloacetic acids
resolved · Oct 2024
Total trihalomethanes
resolved · Apr 2024
Treatment and ProcedureTreatment change without state approval
currently in violation since Jul 2023
Corrosion control
Jul 2018
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35

May also be available: T-Mobile.

Nearby Properties on Locust St

Nearby Streets

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