Franklin County property record for 163 Ladera Ln, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,131 sqft · built 1976 |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,039 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-9-32.0-4-002-018.000 |
| Primary APN | 09-9-32.0-4-002-018.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,131 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Patio Area | 795 sqft |
| Street Address | 163 LADERA LN |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-5760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT:13 EL VALLEJO 1 |
| Legal Range | 01E |
| Legal Township | 44 |
| Legal Section | 32 |
| Legal Quarter | SE |
| Legal Subdivision | EL VALLEJO |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | ST. JOHNS |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 800104 |
163 Ladera Ln is owned and occupied by two individuals who acquired it in January 2001.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 163 LADERA LN, WASHINGTON, MO 63090-5760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2001 |
| Deed Sale | Jan 24, 2001 |
| Deed Document Number | 1302-00256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 163 LADERA LN, WASHINGTON, MO 63090-5760 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002209070 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2209070 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 28, 2042 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 163 Ladera Ln was $3,039.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,039.00 | $57,589 | $303,100 Land $45,000 Building $258,100 |
| 2023 | $2,682.00 (+1.59%) | $49,879 | $262,520 Land $37,000 Building $225,520 |
| 2022 | $2,640.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 163 Ladera Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 163 Ladera Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures