163 Jay St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 163 Jay St, Freeport, NY 11520

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,314 sqft · built 1910
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Feb 2018)
Tax Bill	$8,193 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-257-00-0059`

Property Details

APN / Parcel Number

Primary APN	`55-257-00-0059`
Alternative APNs	`2009-55-257-00-0059-0` `55257000059000000000` `282009 55.-257-59` `55257 00590`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,314 sqft Living Area
1st Floor Area	546 sqft
Game Room	Game Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Other
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	280 sqft
Porch	Stoop
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55257 00590
Street Address	163 JAY ST
City	FREEPORT
State	NY
Zip	11520-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 009
Legal Block	257
Legal Lot Number	59
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	2
Census Block	2008
Census Tract	414202

Owner

163 Jay St is owned and occupied by two individuals who bought it in February 2018.

Source: Nassau County and Hempstead Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	163 JAY ST, FREEPORT, NY 11520-2225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 9, 2018	Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE GROUP INC
Jul 10, 2017	Grant Deed, Transfer BUILDER FNDNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2018 · Amount on File
Deed Sale	Feb 9, 2018 · Amount on File
Prior Sale	Jul 10, 2017 · Amount on File
Deed Document Number	201813279
Deed Book / Page	13620 / 12
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	163 JAY ST, FREEPORT, NY 11520-2225
Document Number	0446900084
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 JAY ST FREEPORT NY 115202225, FREEPORT, NY 11520-2225

Mortgage

Document Number	0446900084
Date	Nov 2, 2020
Book Page	044690/000084
Instrument	104069

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2048

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NASSAU NY
Recording Date	Feb 9, 2018
Property Address	163 JAY ST, FREEPORT, NY 11520-2225
Document Number	0136200012
Book / Page	13620 / 12
Map Reference	MAP 53 385
Instrument Date	Jan 23, 2018
Instrument	2018-013279
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	456 FOREST PL, 456, WEST HEMPSTEAD, NY 11552-2512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37 E 1ST ST # 101, 101, EAST ELMHURST, NY 11370-1362

Mortgage

Document Number	2018013280
Date	Feb 9, 2018
Instrument	2018-013280

Lender

Name	CONTOUR MORTGAGE GROUP INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Jul 10, 2017
Property Address	163 JAY ST, FREEPORT, NY 11520-2225
Document Number	0135290946
Book / Page	013529 / 000946
Instrument Date	Jun 27, 2017
Instrument	66787
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$794.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 JOSHUAS PATH #202 HAUPPAUGE NY 117884765, 202, HAUPPAUGE, NY 11788-4765

Mortgage

Document Number	422280614
Date	Jul 10, 2017
Book Page	042228/000614
Instrument	66788

Lender

Name	BUILDER FNDNG
Type	Funding / Finance Company
Address	HUNTINGTON, NY 11743

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 163 Jay St was $8,193 with a homeowner's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Freeport Village
Unified School District	Freeport Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350 Land $125 Building $225	$350,000
2025	$8,193.00
2023	$7,732.00 Additional exemption filed	$355 Land $127 Building $228	$355,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 163 Jay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 163 Jay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT (V) serves 45,000 people · EPA ID NY2902823
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 881 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Jay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures