163 Hamilton St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 163 Hamilton St, Saugus, MA 01906

Property Summary

Property Type	Institutional (General)
Details	20 bd · 6 ba · 7,654 sqft · built 1910
Lot Size	2.5 acres (108,900 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (Apr 2018)
Tax Bill	$36,185 (2026)
Deeds & Mortgages	May 2022 Refinance Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:008-G B:0004 L:0012`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-G B:0004 L:0012`
Alternative APNs	`M:008=G B:0004 L:0012` `3224026`

Interior

Bedrooms	20 Beds
Full Baths	6 Baths
Half Baths	6 Half Baths
Total Rooms	29 Rooms
Units	29 Units
Stories	3 Stories
Building Area	7,654 sqft Total Area
Gross Area	8,633 sqft
Basement Area	3,084 sqft
Unfinished Basement	308 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1971
Exterior Material	Brick
Roof Type	Flat
Roof Material	Other
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3224026
Street Address	163 HAMILTON ST
City	SAUGUS
State	MA
Zip	01906-1560
Property Category	Public Works
Property Type	Public Works > Institutional (General)
Local Zoning Code	NA
Legal Block	4
Legal Lot Number	12
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2028
Census Tract	208302

Owner

163 Hamilton St, a public works property, is owned by a company that acquired it in December 2025.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	92 HIGH ST, T2, MEDFORD, MA 02155-1285
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Dec 23, 2025	Deed of Trust, Mortgage SAVINGS BANK TRUST
Dec 23, 2025	Quit Claim Deed, Transfer SAVINGS BANK TRUST
Aug 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage APEX CAPITAL LLC
Apr 24, 2018	Quit Claim Deed, Transfer · Commercial Mortgage COMMONWEALTH EQ FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on File
Deed Sale	Apr 24, 2018 · Amount on File
Prior Sale	Nov 6, 1998 · Amount on File
Deed Book / Page	36667 / 506
Last Transfer Date	Dec 2, 2025
Transfer Doc	0043149-59
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	163 HAMILTON ST, SAUGUS, MA 01906-1560
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040956-295
Date	May 25, 2022
Book Page	40956/295
Instrument	20220525001380

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	163 HAMILTON ST, SAUGUS, MA 01906-1560
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043149-101
Date	Dec 23, 2025
Book Page	43149/101
Instrument	20251223004570

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Amount	Amount on Record

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 23, 2025
Property Address	163 HAMILTON ST, SAUGUS, MA 01906-1560
Document Number	0043149-59
Book / Page	43149 / 59
Instrument Date	Dec 2, 2025
Instrument	20251223004520
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 HIGH ST STE T2, T2, MEDFORD, MA 02155-1285

Mortgage

Document Number	0043149-65
Date	Dec 23, 2025
Book Page	43149/65
Instrument	20251223004540

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	163 HAMILTON ST, SAUGUS, MA 01906-1560
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38868-458
Date	Aug 27, 2020
Book Page	38868/458
Instrument	20200827002550

Lender

Name	APEX CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 24, 2018
Property Address	163 HAMILTON ST, SAUGUS, MA 01906-1560
Document Number	36667-506
Book / Page	36667 / 506
Instrument	180424003640
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 HAMILTON ST, SAUGUS, MA 01906-1560
Investor	Possibly a Property Investor

Mortgage

Document Number	366670508
Date	Apr 24, 2018
Instrument	36667/0508

Lender

Name	COMMONWEALTH EQ FUND

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 163 Hamilton St was $36,185, up 0.4% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$36,185.00 (+0.42%)	$1,700,400 (+3.63%) Land $720,900 Building $957,900
2025	$36,034.00 (+2.28%)	$1,640,900 (+2.7%) Land $688,200 Building $952,700
2024	$35,231.00 (+1.32%)	$1,597,800 (+7.25%) Land $666,500 Building $931,300
2023	$34,772.00	$1,489,800 Land $612,000 Building $877,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 163 Hamilton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 Hamilton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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