163 Golden Rod Loop, Newland, NC 28657 Property Records

Avery County property record for 163 Golden Rod Loop, Newland, NC 28657

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 3 ba · 1,631 sqft · built 1984
Owner	Individual Name on Record
Last Sale	$190,000 (Dec 2024)
Tax Bill	$712 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`64637`

Property Details

APN / Parcel Number

Primary APN	`64637`
Alternative APNs	`18440639134800000` `69510`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,631 sqft Heated Area
Basement Area	689 sqft
Unfinished Basement	689 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt

Exterior Amenities

Porch	Enclosed Porch
Porch Area	334 sqft
Deck Area	209 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	64637
Street Address	163 GOLDEN ROD LOOP
City	NEWLAND
State	NC
Zip	28657
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LH LINVILLE MEAD 039 PLAT 14-30
Legal Subdivision	LH LINVILLE MEAD
Jurisdiction	AVERY NC
Township / Civil Division	PINEOLA
Census Block Group	3
Census Block	3049
Census Tract	930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	213 NUT HATCH LOOP, ARDEN, NC 28704-8103
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BK
May 14, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Jan 31, 2013
Deed Document Number	0000605999
Deed Book / Page	605 / 999
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	163 GOLDEN ROD LOOP, NEWLAND, NC 28657
Document Number	0005450733
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 GOLDEN ROD LOOP NEWLAND NC 28657, NEWLAND, NC 28657

Mortgage

Document Number	0005450733
Date	Jul 8, 2020
Book Page	000545/000733
Instrument	3141

Lender

Name	COMMERCIAL BK
Type	Bank
Address	WESLEYAN COLLEGE, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	May 14, 2018
Property Address	163 GOLDEN ROD LOOP, NEWLAND, NC 28657
Document Number	0005201087
Book / Page	000520 / 001087
Instrument Date	May 14, 2018
Instrument	2698
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	33 N TEACHS POINT RD BATH NC 278089130, BATH, NC 27808-9130

Mortgage

Document Number	5201089
Date	May 14, 2018
Book Page	000520/001089
Instrument	2699

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (-2.47%)	$178,100 (-2.46%) Land $35,000 Building $143,100	$178,100 (-2.46%) Land $35,000 Building $143,100
2023	$730.00	$182,600 Land $35,000 Building $147,600	$182,600 Land $35,000 Building $147,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	116 (1989–2024)
Claims Outside the SFHA	22 of 116
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 49 claims Hurricane Ivan, Sep 2004 · 22 claims Tropical Storm Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Golden Rod Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures