163 Four Apple Ave, Chilhowie, VA 24319 Property Records

Smyth County property record for 163 Four Apple Ave, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 2000
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,175 (Jul 2026)
Tax Bill	$1,916 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`65A-2-34`

Property Details

APN / Parcel Number

Primary APN	`65A-2-34`
Alternative APN	`51132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	4,572 sqft
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Basement
Garage Area	484 sqft
Porch	Porch
Porch Area	294 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	51132
Street Address	163 FOUR APPLE AVE
City	CHILHOWIE
State	VA
Zip	24319-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLEWOOD I SD LOT 34 65A 2 34
Legal Subdivision	APPLEWOOD I SD
Legal Lot Number	34
Jurisdiction	SMYTH VA
Township / Civil Division	ROYAL OAK
Census Block Group	2
Census Block	2014
Census Tract	30701

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	163 FOUR APPLE AVE, CHILHOWIE, VA 24319-5401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2025	Intrafamily Transfer, Transfer
Apr 9, 2020	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CREDIT UNION
Feb 15, 2019	Intrafamily Transfer, Transfer
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Apr 9, 2020 · Amount on Record
Deed Document Number	20261521
Deed Book / Page	1113 / 6951
Prior Transfer Date	Sep 10, 2025
Prior Transfer Doc	01112/6607
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SMYTH VA
Recording Date	Jul 2, 2026
Property Address	163 FOUR APPLE AVE, CHILHOWIE, VA 24319-5401
Document Number	0000001521
Book / Page	1113 / 6951
Instrument Date	Jul 2, 2026
Instrument	20261521
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,894.18
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 FOUR APPLE AVE, CHILHOWIE, VA 24319-5401

Mortgage

Document Number	0000001522,
Date	Jul 2, 2026
Instrument	20261522

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMYTH VA
Recording Date	Nov 7, 2025
Property Address	163 FOUR APPLE AVE, CHILHOWIE, VA 24319-5401
Document Number	01112/6607
Book / Page	1112 / 6607
Map Reference	SL 274
Instrument Date	Sep 28, 2025
Instrument	250002492
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 FOUR APPLE AVE, CHILHOWIE, VA 24319-5401

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Apr 9, 2020
Property Address	163 FOUR APPLE AVE, CHILHOWIE, VA 24319-5401
Document Number	1049/766
Book / Page	1049 / 766
Instrument Date	Mar 31, 2020
Instrument	200000828
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000829
Date	Apr 9, 2020
Instrument	200000829

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 12, 2035

Interest

Rate Type	Fixed Rate

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMYTH VA
Recording Date	Feb 15, 2019
Property Address	163 FOUR APPLE AVE, CHILHOWIE, VA 24319-5401
Document Number	1033/167
Book / Page	1033 / 167
Instrument Date	Feb 15, 2019
Instrument	190000417
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 FOUR APPLE AVE, CHILHOWIE, VA 24319-5401

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Jul 10, 2018
Property Address	163 FOUR APPLE AVE, CHILHOWIE, VA 24319-5401
Document Number	1024/500
Book / Page	1024 / 500
Instrument Date	Jul 10, 2018
Instrument	180001554
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	BLUE RIDGE TITLE AND SETTLEMENT AGENCY LLC, BLUE RDG TITLE&STLMNT AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 FOUR APPLE AVE, CHILHOWIE, VA 24319-5401

Mortgage

Document Number	180001555
Date	Jul 10, 2018
Instrument	180001555

Lender

Name	STEARNS LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,916.00 (+16.9%)	$277,800 (-) Land $24,000 Building $253,800	$277,800 (-) Land $24,000 Building $253,800
2025	$1,639.00 (+11.5%)	$277,800 (+39.81%) Land $24,000 Building $253,800	$277,800 (+39.81%) Land $24,000 Building $253,800
2023	$1,470.00	$198,700 Land $20,000 Building $178,700	$198,700 Land $20,000 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALKER CREEK serves 1,135 people · EPA ID VA1173783
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
SmythNet Fixed Wireless	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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