Polk County property record for 163 Florida Jay Ln, Frostproof, FL 33843
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,348 sqft · built 2004 |
| Lot Size | 2.01 acres (87,882 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Oct 2016) |
| Tax Bill | $3,398 (2025) |
| Deeds & Mortgages | May 2022 Refinance Jul 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-31-22-929593-001740 |
| Primary APN | 27-31-22-929593-001740 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,348 sqft Living Area |
| Gross Area | 4,920 sqft |
| 1st Floor Area | 4,348 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 87,882 sqft |
| Lot Dimensions | 438 ft deep x 200 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 200 sqft |
| Patio Area | 240 sqft |
| Street Address | 163 FLORIDA JAY LN |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-9398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE CALOOSA LANDING PHASE THREE PB 90 PGS 46 & 47 LOTS 174 & 175 |
| Legal Range | 27E |
| Legal Township | 31S |
| Legal Section | 22 |
| Legal Subdivision | LAKE CALOOSA LANDING PHASE 3 |
| Legal Phase | 3 |
| Legal Tract | 929593 |
| Legal Block | 1 |
| Legal Lot Number | 174,1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 15405 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 163 FLORIDA JAY LN, FROSTPROOF, FL 33843-9398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Refinance HOMETAP INVESTMENT PARTNERS III SPV |
| Jul 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2016 · Amount on Record |
| Deed Sale | Oct 28, 2016 · Amount on Record |
| Prior Sale | May 1, 2016 · Amount on Record |
| Deed Document Number | 2016195829 |
| Deed Book / Page | 9970 / 1106 |
| Last Transfer Date | May 7, 2022 |
| Transfer Doc | 0000137877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 19, 2022 |
| Property Address | 163 FLORIDA JAY LN, FROSTPROOF, FL 33843-9398 |
| Document Number | 0000137877 |
| Book / Page | 12261 / 1099 |
| Map Reference | MB 90 PG 46&47 |
| Instrument Date | May 4, 2022 |
| Instrument | 2022137877 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 163 FLORIDA JAY LN, 163, FROSTPROOF, FL 33843-9398 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 163 FLORIDA JAY LN, FROSTPROOF, FL 33843-9398 |
| Document Number | 0122611103 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 12261/1103 |
| Name | HOMETAP INVESTMENT PARTNERS III SPV |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 163 FLORIDA JAY LN, FROSTPROOF, FL 33843-9398 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 163 FLORIDA JAY LN, FROSTPROOF, FL 33843-9398 |
| Document Number | 0000182550 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 11802/1343 |
| Instrument | 2021182550 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Nov 1, 2046 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,230 (+2.7%) | $498,292 (+3.28%) Land $37,500 Building $460,792 | |
| 2025 | $3,398.00 (-8.63%) Homeowner's exemption | $303,048 (+5.99%) | $482,479 (+5.7%) Land $45,000 Building $437,479 |
| 2023 | $3,719.00 (+2.76%) Homeowner's exemption | $285,929 (+3%) | $456,466 (+8.84%) Land $23,400 Building $433,066 |
| 2022 | $3,619.00 Homeowner's exemption | $277,601 | $419,393 Land $19,600 Building $399,793 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2010–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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