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  5. Five Forks Dr

163 Five Forks Dr, Harpers Ferry, WV 25425 Property Records

Jefferson County property record for 163 Five Forks Dr, Harpers Ferry, WV 25425

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,744 sqft · built 2014
Lot Size0.335 acres (14,593 sqft)
OwnerTrust Name on File
Last Sale$395,000 (Sep 2020)
Tax Bill$3,025 (2026)
Deeds & MortgagesDec 2022 Line of Credit
Sep 2020 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN04-9D-0101.0000

Property Details

APN / Parcel Number

Primary APN04-9D-0101.0000
Alternative APN
  • 19-04-9D-0101.0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,744 sqft Living Area
1st Floor Area3,952 sqft
Basement Area900 sqft
Finished Basement900 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area14,593 sqft (0.335 acres)
Lot Dimensions135 ft deep x 108 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address163 FIVE FORKS DR
CityHARPERS FERRY
StateWV
Zip25425-3307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 101 SHERIDAN
Legal SubdivisionSHERIDAN
Legal Lot Number101
JurisdictionJEFFERSON WV
Township / Civil DivisionHARPERS FERRY
Census Block Group3
Census Block3024
Census Tract972602

Owner

163 Five Forks Dr is owner-occupied and held in a trust since September 2020.

Source: Jefferson County records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address163 FIVE FORKS DR, HARPERS FERRY, WV 25425-3307
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Sep 29, 2020Deed, Transfer · VA Mortgage
FIRST HERITAGE MORTGAGE LLC
Mar 21, 2019Grant Deed, Subdivision Related Transfer · Conventional with PMI
QUICKEN LNS
Mar 7, 2019Grant Deed, Transfer
ATTORNEY ONLY
May 9, 2019Grant Deed, Transfer · VA Mortgage
FIRST HM MTG CORP
Dec 3, 2018Grant Deed, Transfer · Conventional with PMI
FIRST HM MTG CORP
Oct 31, 2018Deed, Transfer · VA Mortgage
POTOMAC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2020 · Amount on File
Deed SaleSep 29, 2020 · Amount on File
Prior SaleOct 31, 2018 · Amount on File
Deed Document Number202012988
Deed Book / Page1249 / 391
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address163 FIVE FORKS DR, HARPERS FERRY, WV 25425-3307
Transaction TypeMortgage
Record UpdatedDec 14, 2022
Title CompanyAEG

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 FIVE FORKS DR, HARPERS FERRY, WV 25425-3307

Mortgage

Document Number002488/247
DateDec 1, 2022
Book Page2488/247
Instrument202200016169
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON WV
Recording DateSep 29, 2020
Property Address163 FIVE FORKS DR, HARPERS FERRY, WV 25425-3307
Document Number1249/391
Book / Page1249 / 391
Map ReferenceMB 23 PG 40
Instrument DateSep 28, 2020
Instrument202000012988
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,935.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address163 FIVE FORKS DR, HARPERS FERRY, WV 25425-3307

Mortgage

Document Number202000012989
DateSep 29, 2020
Instrument202000012989
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateMar 21, 2019
Property Address163 FIVE FORKS DR, HARPERS FERRY, WV 25425-3307
Document Number0000003008
Book / Page001220 / 000186
Instrument DateMar 14, 2019
Instrument3008
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,376.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address389 LOOKOUT MOUNTAIN CT HARPERS FERRY WV 25425, HARPERS FERRY, WV 25425
InvestorPossibly a Property Investor

Mortgage

Document Number3009
DateMar 21, 2019
Book Page002217/000538
Instrument3009
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 20, 2049

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateMar 7, 2019
Property Address163 FIVE FORKS DR, HARPERS FERRY, WV 25425-3307
Document Number0000002431
Book / Page001219 / 000587
Instrument DateMar 6, 2019
Instrument2431
Transaction TypeTransfer
Record UpdatedMar 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$363.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
InvestorPossibly a Property Investor

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateMay 9, 2019
Property Address163 FIVE FORKS DR, HARPERS FERRY, WV 25425-3307
Document Number0000005316
Book / Page001222 / 000532
Instrument DateJan 31, 2019
Instrument5316
Transaction TypeTransfer
Record UpdatedJun 3, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,508.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address163 FIVE FORKS DR HARPERS FERRY WV 254253307, HARPERS FERRY, WV 25425-3307
InvestorPossibly a Property Investor

Mortgage

Document Number5317
DateMay 9, 2019
Book Page002223/000199
Instrument5317
Lender
NameFIRST HM MTG CORP
AddressCHARLESTON, WV 25301
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 8, 2049

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON WV
Recording DateDec 3, 2018
Property Address163 FIVE FORKS DR, HARPERS FERRY, WV 25425-3307
Document Number0000014210
Book / Page001215 / 000700
Instrument DateNov 16, 2018
Instrument14210
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,068.18
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address356 LOOKOUT MOUNTAIN CT HARPERS FERRY WV 25425, HARPERS FERRY, WV 25425
InvestorPossibly a Property Investor

Mortgage

Document Number14211
DateDec 3, 2018
Book Page002207/000119
Instrument14211
Lender
NameFIRST HM MTG CORP
AddressBALTIMORE, MD 21236
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 2, 2048

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON WV
Recording DateOct 31, 2018
Property Address163 FIVE FORKS DR, HARPERS FERRY, WV 25425-3307
Document Number1214/666
Book / Page1214 / 666
Map ReferenceMB 23 PG 40
Instrument DateOct 31, 2018
Instrument201800013131
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,584.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 588, WASHINGTON, DC 20044-0588

Mortgage

Document Number201800013132
DateOct 31, 2018
Instrument201800013132
Lender
NamePOTOMAC MORTGAGE GROUP LLC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 163 Five Forks Dr was $3,025, down 1.6% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,025.00 (-1.59%)$262,300 (-0.87%) Land $65,900 Building $196,400$437,167 (-0.87%) Land $109,833 Building $327,333
2025$3,074.00$264,600 Land $65,900 Building $198,700$441,000 Land $109,800 Building $331,200
2023$2,901.00$248,400 Land $65,900 Building $182,500$414,000 Land $109,800 Building $304,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 Five Forks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 Five Forks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWVAW - WALNUT GROVE UTILITIES
private · serves 7,250 people · EPA ID WV3301942
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jun 2017
Treatment failure
resolved · Jun 2017
Treatment and ProcedureSanitary survey deficiency not corrected
Apr 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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