DeSoto County property record for 163 Fairway Trace Dr, Hernando, MS 38632 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,760 sqft · built 2010 |
| Lot Size | 0.226 acres (9,857 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,257 (Dec 2025) |
| Tax Bill | $1,762 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage May 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-06-16-0-00288-00 |
| Primary APN | 3-07-3-06-16-0-00288-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Adjusted Area |
| 1st Floor Area | 1,211 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,857 sqft (0.226 acres) |
| Lot Dimensions | 169 ft deep x 63 ft wide |
| Street Address | 163 FAIRWAY TRACE DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-5504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRWAY TRACE LOT 288 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Subdivision | FAIRWAY TRACE |
| Legal Lot Number | 288 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-06-16-0-00288-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 163 FAIRWAY TRACE DR, HERNANDO, MS 38632-5504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 07, 2017 | Deed of Trust, Mortgage · FHA Mortgage GUARANTY BANK & TRUST CO |
| May 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage GUARANTY BANK & TRUST CO |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 03, 2025 | Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage KEESLER FCU |
| Apr 07, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2025 · Amount on Record |
| Deed Sale | Dec 03, 2025 · Amount on Record |
| Prior Sale | Jun 13, 2023 |
| Deed Document Number | 2025 |
| Deed Book / Page | 1025 / 23336 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 163 FAIRWAY TRACE DR, HERNANDO, MS 38632-5504 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004331/783 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 4331/783 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 163 FAIRWAY TRACE DR, HERNANDO, MS 38632-5504 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20170523010124260 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 20170523010124260 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 163 FAIRWAY TRACE DR, HERNANDO, MS 38632-5504 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 163 FAIRWAY TRACE DR, HERNANDO, MS 38632-5504 |
| Document Number | 005347/422 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 5347/422 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 03, 2025 |
| Property Address | 163 FAIRWAY TRACE DR, HERNANDO, MS 38632-5504 |
| Document Number | 1025/23336 |
| Book / Page | 1025 / 23336 |
| Map Reference | MB 93 PG 17 |
| Instrument Date | Nov 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | UNKNOWN, REALTY T&E CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1027 AUTUMNS WOOD CIR E, BRUNSWICK, GA 31525-5655 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 163 FAIRWAY TRACE DR, HERNANDO, MS 38632-5504 |
| Document Number | 5662126604 |
|---|---|
| Date | Dec 03, 2025 |
| Instrument | 5662/126604 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 17, 2023 |
| Property Address | 163 FAIRWAY TRACE DR, HERNANDO, MS 38632-5504 |
| Document Number | 01023/2264 |
| Book / Page | 1023 / 2264 |
| Map Reference | MB 93 PG 17 |
| Instrument Date | Feb 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | UNKNOWN, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1268 S LAKE DR, HERNANDO, MS 38632-1170 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 163 FAIRWAY TRACE DR, HERNANDO, MS 38632-5504 |
| Document Number | 0056609259 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 5660/9259 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 07, 2017 |
| Property Address | 163 FAIRWAY TRACE DR, HERNANDO, MS 38632-5504 |
| Document Number | 000820/054 |
| Book / Page | 0820 / 054 |
| Map Reference | PL 93 PG 17 |
| Instrument Date | Apr 06, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25551 W 95TH LN, LENEXA, KS 66227-7296 |
| Name | Verified Name |
|---|---|
| Address | 163 FAIRWAY TRACE DR, HERNANDO, MS 38632-5504 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,762.00 (+16.46%) | $17,704 (+35.41%) Land $3,000 Building $14,704 | $177,038 (+35.42%) Land $30,000 Building $147,038 |
| 2023 | $1,513.00 | $13,074 | $130,735 Land $30,000 Building $100,735 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 35% of the US · above 18% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Telapex | Fiber | 1,000 / 1,000 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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