163 Eldeberry Ln, Troy, NC 27371 Property Records

Montgomery County property record for 163 Eldeberry Ln, Troy, NC 27371 · Last verified May 2026

Property Highlights

Property Type	Residential > Prefabricated > Manufactured or Modular Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Modular
Year Built	Built 2003
Square Footage	1,620 sqft Finished Area
Lot Size	5,227 sqft (0.12 acres)
Tax Bill	$671.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`6588 14 32 7544`
Alternative APN	`77143`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,620 sqft Finished Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modular Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,227 sqft (0.12 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating

Location & Zoning

Account Number	77143
Street Address	163 ELDEBERRY LN
City	TROY
State	NC
Zip	27371-9814
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	HOLIDAY SHORES LOT 506 HOLIDAY SHORES #506
Legal Lot Number	506
Jurisdiction	MONTGOMERY NC
Minor Civil Division	UWHARRIE
Census Blockgroup	1
Census Block	1082
Census Tract	960301

Owner

Source: Montgomery County records · APN 6588 14 32 7544

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4277 TIMBER LEA LN, RAMSEUR, NC 27316-8282
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	163 ELDEBERRY LN, TROY, NC 27371-9814
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00835/0264
Date	Oct 18, 2019
Book Page	0835/0264
Instrument	360577

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2029

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$671.00	$102,525 (-) Land $5,400 Building $97,125	$102,525 (-) Land $5,400 Building $97,125
2023		$102,525 Land $5,400 Building $97,125	$102,525 Land $5,400 Building $97,125

Flood & Wildfire

163 Eldeberry Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Montgomery County (37123C), updated November 22, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 24th in North Carolina
Wildfire Likelihood	Low — about 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.