163 Edgewater Dr, Monaca, PA 15061 Property Records

Beaver County property record for 163 Edgewater Dr, Monaca, PA 15061

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,309 sqft · built 1976
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Oct 2023)
Tax Bill	$433 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-034-0106.000`

Property Details

APN / Parcel Number

Primary APN	`56-034-0106.000`
Alternative APN	`56-034-0106.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,309 sqft Living Area
Gross Area	2,881 sqft
1st Floor Area	2,309 sqft
Basement Area	572 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	56-034-0106.000
Street Address	163 EDGEWATER DR
City	MONACA
State	PA
Zip	15061-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 R LKWD EST PL HSE
Legal Subdivision	LAKEWOOD ESTATES PLAN REV
Legal Lot Number	15
Jurisdiction	BEAVER PA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3016
Census Tract	605500

Owner

Source: Beaver County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	163 EDGEWATER DR, MONACA, PA 15061-2615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 4, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNSYLVANIA EQUITY RSRCS
Jul 20, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Feb 18, 2015 · Amount on Record
Deed Document Number	20233685896
Prior Transfer Date	Nov 5, 2013
Prior Transfer Doc	0003458857
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAVER PA
Recording Date	Oct 4, 2023
Property Address	163 EDGEWATER DR, MONACA, PA 15061-2615
Document Number	0003685896
Map Reference	VOL 12 PG 81
Instrument Date	Oct 2, 2023
Instrument	3685896
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	AVENUE TO CLOSE SETTLEMENT SERVICES, AVENUE TO CLOSE STLMT SVCS L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	163 EDGEWATER DR, MONACA, PA 15061-2615

Mortgage

Document Number	0003685897
Date	Oct 4, 2023
Instrument	3685897

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	163 EDGEWATER DR, MONACA, PA 15061-2615
Document Number	0003624714
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	163 EDGEWATER DR MONACA PA 150612615, MONACA, PA 15061-2615

Mortgage

Document Number	0003624714
Date	Dec 10, 2020
Instrument	3624714

Lender

Name	PENNSYLVANIA EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	163 EDGEWATER DR, MONACA, PA 15061-2615
Document Number	0003555131
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	163 EDGEWATER DR MONACA PA 150612615, MONACA, PA 15061-2615

Mortgage

Document Number	0003555131
Date	Jul 28, 2017
Instrument	3555131

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
County Subdivision	Center Township
Unified School District	Central Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,500 (+210.73%) Land $22,550 Building $75,950	$197,000 (+210.73%) Land $45,100 Building $151,900
2025	$433.00 (-87.1%)
2023	$3,357.00	$31,700 Land $5,400 Building $26,300
1982			$63,400 Land $10,800 Building $52,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER TWP WATER AUTH serves 19,000 people · EPA ID PA5040007
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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