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163 E Union St, Geneva, OH 44041 Property Records

Ashtabula County property record for 163 E Union St, Geneva, OH 44041 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2016
Square Footage1,624 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$122,000 (2019)
Tax Bill$4,575.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-015-00-054-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,624 sqft Living Area
Gross Area1,904 sqft Gross Area
1st Floor784 sqft 1st Floor
Attic Area120 sqft Attic
Attic1 Attic
Stories2 Stories

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,841 sqft (0.18 acres)
Depth X Width77 ft x 103 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area280 sqft Garage

Exterior Amenities

Balcony Area56 sqft Balcony
Patio Area120 sqft Patio
Porch1 Porch
Porch Area112 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address163 E UNION ST
CityGENEVA
StateOH
Zip44041-1915
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description16 M & 38 TUTTLES -15,16,17-
Legal SubdivisionCONNECTICUT WESTERN RESERVE
Legal Lot Number16
JurisdictionASHTABULA OH
Minor Civil DivisionGENEVA
Census Blockgroup5
Census Block5012
Census Tract802

Owner

Source: Ashtabula County records · APN 20-015-00-054-00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address163 E UNION ST, GENEVA, OH 44041-1915
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
THE ANDOVER BANK
May 26, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 30, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2019 · Amount on Record
Deed SaleOct 30, 2019 · Amount on Record
Prior SaleJul 26, 2011 · Amount on Record
Deed Doc Number201911090
Deed Book / Page695 / 1711
Prior Transfer DateDec 14, 2011
Prior Transfer Doc0000002375
Record RefreshedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address163 E UNION ST, GENEVA, OH 44041-1915
Transaction TypeMortgage
Record UpdatedDec 29, 2022
Title CompanyTITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006942
DateJun 28, 2022
Book Page774/1757
Instrument202200006942
Lender
NameTHE ANDOVER BANK
TypeBank
AddressJEFFERSON, OH 44047
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueJul 05, 2032

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address163 E UNION ST, GENEVA, OH 44041-1915
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006358
DateMay 26, 2021
Book Page740/803
Instrument202100006358
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term358 Months
DueMar 01, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateOct 30, 2019
Property Address163 E UNION ST, GENEVA, OH 44041-1915
Document Number0000011090
Book / Page000695 / 001711
Instrument DateOct 25, 2019
Instrument11090
Transaction TypeTransfer
Record UpdatedJan 29, 2020
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$488.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 E UNION ST GENEVA OH 440411915, GENEVA, OH 44041-1915

Mortgage

Document Number11091
DateOct 30, 2019
Book Page000695/001715
Instrument11091
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2049

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,575.00 (+68.69%)$56,080 (-) Land $7,460 Building $48,620$160,200 (-) Land $21,300 Building $138,900
2023$2,712.00 (+21.72%) Homeowner's exemption$56,080 (+25.66%) Land $7,460 Building $48,620$160,200 (+25.65%) Land $21,300 Building $138,900
2022$2,228.00 Homeowner's exemption$44,630 Land $5,740 Building $38,890
2020$127,500 Land $16,400 Building $111,100

Flood & Wildfire

163 E Union St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Ashtabula County (39007C), updated August 28, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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