163 E Oneida St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 163 E Oneida St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,443 sqft · built 1910
Lot Size0.204 acres (8,900 sqft)
OwnerIndividual Name on Record
Tax Bill$1,946 (2026)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.42-05-09

Property Details

APN / Parcel Number

Primary APN351200 128.42-05-09
Alternative APNs
  • 120012804200050090000000
  • 4537

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,443 sqft Living Area
1st Floor Area900 sqft
2nd Floor Area543 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,900 sqft (0.204 acres)
Lot Dimensions89 ft deep x 100 ft wide
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area114 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4537
Street Address163 E ONEIDA ST
CityOSWEGO
StateNY
Zip13126-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal Subdivision4TH WARD
Legal Block5
Legal Lot Number9.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group4
Census Block4016
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address163 E ONEIDA ST, OSWEGO, NY 13126-2310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 15, 2008
Transfer Doc0000012229
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address163 E ONEIDA ST, OSWEGO, NY 13126-2310
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005140
DateJun 7, 2017
InstrumentR-2017-005140
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
AmountAmount Recorded
Term60 Months
DueJun 12, 2022

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,946.00 (-1.12%) Homeowner's exemption Senior Citizen's exemption
2025$1,968.00$105,000 (+94.44%) Land $20,100 Building $84,900$105,000 (+61.39%) Land $20,100 Building $84,900
2023$54,000 Land $9,400 Building $44,600$65,060 Land $11,325 Building $53,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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