163 E Main St, Norwich, NY 13815 Property Records

Chenango County and Norwich City property record for 163 E Main St, Norwich, NY 13815

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,868 sqft · built 1909
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Feb 2023)
Tax Bill	$3,032 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`081100 136.51-1-19`

Property Details

APN / Parcel Number

Primary APN	`081100 136.51-1-19`
Alternative APNs	`110013651000010190000000` `0281170`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,868 sqft Living Area
1st Floor Area	994 sqft
2nd Floor Area	650 sqft
Upper Floors Area	224 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	123 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0281170
Street Address	163 E MAIN ST
City	NORWICH
State	NY
Zip	13815-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	L/E JOHN JOSEPH
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	CHENANGO NY
Township / Civil Division	NORWICH
Census Block Group	2
Census Block	2009
Census Tract	970400

Owner

163 E Main St is owned and occupied by two individuals who bought it in February 2023.

Source: Chenango County and Norwich City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	163 E MAIN ST, NORWICH, NY 13815-1521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2023 · Amount on File
Deed Sale	Feb 9, 2023 · Amount on File
Prior Sale	Jul 17, 2012 · Amount on File
Deed Document Number	2023202300000206
Prior Transfer Date	Jun 30, 2012
Prior Transfer Doc	02012/1275
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Feb 9, 2023
Property Address	163 E MAIN ST, NORWICH, NY 13815-1521
Document Number	2023000000206
Instrument Date	Sep 14, 2021
Instrument	20230-00000206
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	163 E MAIN ST, NORWICH, NY 13815-1521

Mortgage

Document Number	23000000213
Date	Feb 9, 2023
Instrument	230-00000213

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	2023000000213
Date	Feb 9, 2023
Instrument	20230-00000213

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 163 E Main St was $3,032, up 0.5% from the year before.

Source: Chenango County and Norwich City assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
Municipality	Norwich City
Unified School District	Norwich City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,032.00 (+0.46%)
2025	$3,018.00	$37,300 Land $4,200 Building $33,100	$81,087 Land $9,130 Building $71,957
2023		$37,300 Land $4,200 Building $33,100	$73,137 Land $8,235 Building $64,902

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 163 E Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	31 (1979–2011)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH CITY serves 8,000 people · EPA ID NY0801745
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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