163 E Main St, Norwalk, OH 44857 Property Records

Huron County property record for 163 E Main St, Norwalk, OH 44857

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,780 sqft · built 1910
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Dec 2018)
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-0220-03-012-0000`

Property Details

APN / Parcel Number

Primary APN	`33-0220-03-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
1st Floor Area	868 sqft
2nd Floor Area	912 sqft
Basement Area	770 sqft
Unfinished Basement	770 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Porch	Slab
Porch Area	198 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	163 E MAIN ST
City	NORWALK
State	OH
Zip	44857-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 LOT 75
Legal Lot Number	75
Jurisdiction	HURON OH
Township / Civil Division	NORWALK
Census Block Group	4
Census Block	4014
Census Tract	915500

Owner

Source: Huron County assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	163 E MAIN ST, NORWALK, OH 44857-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage UNION HM MTG CORP
Dec 21, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 4, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Aug 7, 2001
Deed Document Number	20187723
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	163 E MAIN ST, NORWALK, OH 44857-1831
Document Number	0000000158
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E MAIN ST NORWALK OH 448571831, NORWALK, OH 44857-1831

Mortgage

Document Number	0000000158
Date	Jan 11, 2021
Instrument	158

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Dec 21, 2018
Property Address	163 E MAIN ST, NORWALK, OH 44857-1831
Document Number	0000007723
Instrument Date	Dec 20, 2018
Instrument	201812210007723
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E MAIN ST, NORWALK, OH 44857-1831

Mortgage

Document Number	0000007724
Date	Dec 21, 2018
Instrument	201812210007724

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	163 E MAIN ST, NORWALK, OH 44857-1831
Document Number	0000000913
Instrument Date	Feb 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E MAIN ST NORWALK OH 448571831, NORWALK, OH 44857-1831

Mortgage

Document Number	0000000913
Date	Feb 16, 2017
Instrument	913

Lender

Name	PNC BK
Type	Bank
Address	NORWALK, OH 44857

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Huron County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Norwalk City
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,795.00 (-3.13%)	$45,410 (-) Land $6,770 Building $38,640	$129,750 (-) Land $19,350 Building $110,400
2024	$1,853.00 (+12.85%)	$45,410 (+10.84%) Land $6,770 Building $38,640	$129,750 (+10.83%) Land $19,350 Building $110,400
2023	$1,642.00 (-0.55%)	$40,970 (-) Land $6,370 Building $34,600
2022	$1,651.00	$40,970 Land $6,370 Building $34,600
2021			$117,070 Land $18,200 Building $98,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: North Coast Wireless Communications.

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