163 E Larkspur Ln, Onalaska, WI 54650 Property Records

La Crosse County property record for 163 E Larkspur Ln, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (May 2020)
Tax Bill	$6,596 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-004652-000`

Property Details

APN / Parcel Number

Primary APN	`018-004652-000`
Alternative APNs	`18 4652 0` `44802`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	44802
Old Parcel Number	18 4652 0
Street Address	163 E LARKSPUR LN
City	ONALASKA
State	WI
Zip	54650-8308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELMWOOD HILLS ADDITION LOT 53
Legal Range	07
Legal Township	16
Legal Section	11
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	ELMWOOD HILLS ADDITION
Legal Lot Number	53
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	4
Census Block	4020
Census Tract	10401

Owner

163 E Larkspur Ln is owned and occupied by an individual who bought it in May 2020.

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	163 E LARKSPUR LN, ONALASKA, WI 54650-8308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jul 6, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE BANK FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	1746621
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	163 E LARKSPUR LN, ONALASKA, WI 54650-8308
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1746622
Date	May 26, 2020
Instrument	1746622

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 26, 2020
Property Address	163 E LARKSPUR LN, ONALASKA, WI 54650-8308
Document Number	0001746621
Instrument Date	May 21, 2020
Instrument	1746621
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001746622
Date	May 26, 2020
Instrument	1746622

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 6, 2018
Property Address	163 E LARKSPUR LN, ONALASKA, WI 54650-8308
Document Number	0001712825
Instrument Date	Jul 5, 2018
Instrument	1712825
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E LARKSPUR LN, ONALASKA, WI 54650-8308

Mortgage

Document Number	0001712826
Date	Jul 6, 2018
Instrument	1712826

Lender

Name	STATE BANK FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 163 E Larkspur Ln was $6,596 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,596.00 Homeowner's exemption	$496,500 Land $79,800 Building $416,700	$502,200
2023	$6,410.00 Homeowner's exemption	$379,600 Land $61,500 Building $318,100	$379,600 Land $61,500 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 E Larkspur Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 E Larkspur Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks, Verizon.

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