Kane County property record for 163 E Chicago St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Details | 4,312 sqft |
| Lot Size | 0.61 acres (2,640 sqft) |
| Owner | Company Name on File |
| Last Sale | $100,000 (Jul 2003) |
| Tax Bill | $6,769 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-434-004 |
| Primary APN | 06-14-434-004 |
|---|
| Building Area | 4,312 sqft Gross Area |
|---|
| Lot Area | 2,640 sqft (0.61 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 22 ft wide |
| Street Address | 163 E CHICAGO ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6962 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | J T GIFFORDS PLAT OF EAST ELGIN WEST 1/3 LOT 3 BLOCK 15 |
| Legal Subdivision | EAST ELGIN WEST |
| Legal Block | 15 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 854600 |
Source: Kane County records · APN 06-14-434-004
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 557 N CLIFTON AVE, ELGIN, IL 60123-3323 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BYLINE BANK |
| Aug 25, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2003 · Amount on Record |
| Deed Sale | Jul 29, 2003 · Amount on Record |
| Deed Document Number | 2003130547 |
| Last Transfer Date | Aug 01, 2017 |
| Transfer Doc | 0000044760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 163 E CHICAGO ST, ELGIN, IL 60120-6962 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000080586 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021K080586 |
| Name | BYLINE BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 25, 2017 |
| Property Address | 163 E CHICAGO ST, ELGIN, IL 60120-6962 |
| Document Number | 0000044760 |
| Instrument Date | Aug 01, 2017 |
| Instrument | 44760 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 557 N CLIFTON AVE ELGIN IL 601233323, ELGIN, IL 60123-3323 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,769.00 (+15.97%) | ||
| 2024 | $81,724 (+21.39%) Land $22,903 Building $58,821 | $245,270 (+21.44%) Land $68,736 Building $176,534 | |
| 2022 | $5,837.00 (+3.95%) | $67,321 (+6.96%) Land $18,867 Building $48,454 | $201,963 (+6.96%) Land $56,601 Building $145,362 |
| 2021 | $5,615.00 | $62,940 Land $17,639 Building $45,301 | $188,820 Land $52,917 Building $135,903 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898546002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2007–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013, Severe Storms, Straight-line Winds, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Elgin Downtown Commercial District (Additional Documentation) listed 2014 · 81 contributing resources · NRIS 14001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 545 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Opiquad | Fixed Wireless (unlicensed) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, T-Mobile USA, Verizon, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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