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163 E Cherrybark Dr, Atoka, TN 38004 Property Records

Tipton County property record for 163 E Cherrybark Dr, Atoka, TN 38004

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,104 sqft · built 2019
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Sep 2019)
Tax Bill$2,032 (2022)
Deeds & MortgagesDec 2025 Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN084128M D 09100

Property Details

APN / Parcel Number

Primary APN084128M D 09100
Alternative APN
  • 128M D 09100

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,104 sqft Living Area
1st Floor Area1,474 sqft
Upper Floors Area1,050 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,602 sqft (0.45 acres)
TerrainRolling
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area145 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address163 E CHERRYBARK DR
CityATOKA
StateTN
Zip38004-5261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:91 DIST:07 CITY/MUNI/TWP:ATOKA SUBD:OAK CREEK PHASE 2 MAP REF:128M
Legal SubdivisionOAK CREEK PHASE 2
Legal Lot Number91
JurisdictionTIPTON TN
Township / Civil Division4
Census Block Group3
Census Block3009
Census Tract40302

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address163 E CHERRYBARK DR, ATOKA, TN 38004-5261
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Mar 18, 2022Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Deed Document Number226971
Deed Book / Page1815 / 438
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address163 E CHERRYBARK DR, ATOKA, TN 38004-5261
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address163E CHERRYBARK DRIVE, ATOKA, TN 38004

Mortgage

Document Number0002105573
DateDec 1, 2025
Book Page2105/573
Instrument288435
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
Address321 RESEARCH PKWY STE 303, MERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term286 Months
DueOct 1, 2049

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address163 E CHERRYBARK DR, ATOKA, TN 38004-5261
Transaction TypeMortgage
Record UpdatedMar 30, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 E CHERRYBARK DR, ATOKA, TN 38004-5261

Mortgage

Document Number0000195161
DateMar 18, 2022
Book Page1951/61
Instrument255163
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityAtoka Town
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$94,125 (-) Land $17,675 Building $76,450
2023$94,125 Land $17,675 Building $76,450
2022$2,032.00
2020$376,500 Land $70,700 Building $305,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATOKA WATER SYSTEM
serves 9,197 people · EPA ID TN0000033
Water SourcePurchased groundwater from several systems
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Fiber · Cable		2,000 / 75
Aeneas Communications
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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