163 E Bay View Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 163 E Bay View Dr, Annapolis, MD 21403 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,464 sqft · built 2017
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jul 2017)
Tax Bill	$6,433 (2024)
Deeds & Mortgages	Mar 2021 Line of Credit Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-412-00352205`

Property Details

APN / Parcel Number

Primary APN	`02-412-00352205`
Alternative APNs	`2-412-00352205` `41200352205`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,464 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	41200352205
Street Address	163 E BAY VIEW DR
City	ANNAPOLIS
State	MD
Zip	21403-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32 BK A SC 1 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	A
Legal Lot Number	32
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3000
Census Tract	702601

Owner

Source: Anne Arundel County records · APN 02-412-00352205

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	163 E BAY VIEW DR, ANNAPOLIS, MD 21403-4105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NFM INC
Jul 26, 2017	Grant Deed, Transfer · Conventional with PMI CONTOUR MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	201731189-488
Last Transfer Date	Nov 04, 2020
Transfer Doc	0361780001
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	163 E BAY VIEW DR, ANNAPOLIS, MD 21403-4105
Transaction Type	Mortgage
Record Updated	Jun 04, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E BAY VIEW DR, ANNAPOLIS, MD 21403-4105

Mortgage

Document Number	0362620084
Date	Mar 02, 2021
Book Page	36262/84

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	263 Months
Due	Feb 02, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	163 E BAY VIEW DR, ANNAPOLIS, MD 21403-4105
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0328250261
Date	Jan 22, 2019
Book Page	32825/261

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	GAMBRILLS, MD 21054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	263 Months
Due	Dec 14, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 19, 2021
Property Address	163 E BAY VIEW DR, ANNAPOLIS, MD 21403-4105
Document Number	0361780001
Book / Page	36178 / 1
Map Reference	MB 23 PG 14 PL 1089
Instrument Date	Nov 04, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	163 E BAY VIEW DR, ANNAPOLIS, MD 21403-4105

Mortgage

Document Number	361785
Date	Feb 19, 2021
Instrument	36178/5

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Dec 01, 2045

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 26, 2017
Property Address	163 E BAY VIEW DR, ANNAPOLIS, MD 21403-4105
Document Number	0311890488
Book / Page	031189 / 000488
Instrument Date	Jul 21, 2017
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E BAY VIEW DR ANNAPOLIS MD 214034105, ANNAPOLIS, MD 21403-4105

Mortgage

Document Number	311890494
Date	Jul 26, 2017
Book Page	031189/000494

Lender

Name	CONTOUR MTG
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$660,533 (+29.52%)	$735,800 (+44.27%) Land $285,000 Building $450,800
2024	$6,433.00 (+16.73%)
2023	$5,511.00 Homeowner's exemption	$510,000 Land $285,000 Building $225,000	$510,000 Land $285,000 Building $225,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 345 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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