163 E 6th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 163 E 6th St, Oswego, NY 13126

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 3,114 sqft · built 1840
Lot Size0.181 acres (7,920 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Jul 2014)
Tax Bill$2,706 (2026)
Deeds & MortgagesNov 2019 Second Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.65-02-37

Property Details

APN / Parcel Number

Primary APN351200 128.65-02-37
Alternative APNs
  • 120012806500020370000000
  • 1415 M

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,114 sqft Total Area
1st Floor Area1,704 sqft
2nd Floor Area1,410 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,920 sqft (0.181 acres)
Lot Dimensions120 ft deep x 66 ft wide
PorchSlab
Porch Area228 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1415 M
Street Address163 E 6TH ST
CityOSWEGO
StateNY
Zip13126-2741
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTN1
Legal Subdivision4TH WARD
Legal Block2
Legal Lot Number37.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2016
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address163 E 6TH ST, OSWEGO, NY 13126-2741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
OSWEGO COUNTY FCU
Apr 26, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2014 · Amount on Record
Deed SaleJul 21, 2014 · Amount on Record
Deed Document Number20146400
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address163 E 6TH ST, OSWEGO, NY 13126-2741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010077
DateNov 5, 2019
InstrumentR-2019-010077
Lender
NameOSWEGO COUNTY FCU
TypeCredit Union
AddressOSWEGO, NY 13126
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term59 Months
DueOct 26, 2024

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address163 E 6TH ST, OSWEGO, NY 13126-2741
Document Number0000003579
Instrument DateApr 26, 2019
Transaction TypeMortgage
Record UpdatedJun 3, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 E 6TH ST OSWEGO NY 131262741, OSWEGO, NY 13126-2741

Mortgage

Document Number0000003579
DateMay 3, 2019
Instrument3579
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMay 2, 2034

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,706.00 (-1.13%) Homeowner's exemption
2025$2,737.00$146,000 (+32.73%) Land $20,600 Building $125,400$146,000 (+10.16%) Land $20,600 Building $125,400
2023$110,000 Land $14,200 Building $95,800$132,530 Land $17,108 Building $115,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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