163 E 2nd St, Winona, MN 55987 Property Records

Winona County property record for 163 E 2nd St, Winona, MN 55987

Property Summary

Property Type	Commercial
Details	3,286 sqft · built 1900
Lot Size	0.096 acres (4,182 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Apr 2018)
Tax Bill	$11,072 (2026)
Deeds & Mortgages	May 2018 Line of Credit
APN	`32.000.0620`

Property Details

APN / Parcel Number

Primary APN	`32.000.0620`

Interior

Stories	1 Story
Building Area	3,286 sqft Total Area
1st Floor Area	2,914 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick Veneer
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Rolled Roofing
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	14 ft deep x 3 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	163 E 2ND ST
City	WINONA
State	MN
Zip	55987-5513
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-23 TWP-107 RANGE-007 ORIGINAL PLAT LOT-003 BLOCK-013 ORIGINAL PLAT W 1/2
Legal Range	007
Legal Township	107
Legal Section	23
Legal Subdivision	ORIGINAL PLAT
Legal Block	13
Legal Lot Number	3
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1036
Census Tract	670500

Owner

Source: Winona County records · APN 32.000.0620

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	111 RIVERFRONT, 205, WINONA, MN 55987-3456
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Record Updated	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	163 E 2ND ST, WINONA, MN 55987-5513
Transaction Type	Mortgage
Record Updated	Jul 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	609780
Date	May 02, 2018
Instrument	609780

Lender

Name	MERCHANTS BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Nov 05, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,072.00 (+22.15%)
2025		$453,100 (+10.3%) Land $66,800 Building $386,300	$453,100 (+10.3%) Land $66,800 Building $386,300
2023	$9,064.00	$410,800 Land $63,000 Building $347,800	$410,800 Land $63,000 Building $347,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Sep 1980 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: LTD Broadband, Verizon.

Based on FCC filings for 374 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Winona serves 27,782 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.