163 Chippewa Dr, Ottawa, OH 45875 Property Records

Putnam County property record for 163 Chippewa Dr, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,397 sqft · built 1977
Lot Size	0.537 acres (23,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,627 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-066130.0000`

Property Details

APN / Parcel Number

Primary APN	`32-066130.0000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,397 sqft Living Area
1st Floor Area	2,397 sqft
Attic	Attic
Attic Area	3,046 sqft
Basement Area	2,034 sqft
Unfinished Basement	2,034 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,400 sqft (0.537 acres)
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	163 CHIPPEWA DR
City	OTTAWA
State	OH
Zip	45875-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01148 SIOUX SUB-DIV S EPT S SE SEC 23
Legal Subdivision	SIOUX SUB-DIV
Legal Lot Number	1148
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1002
Census Tract	30302

Owner

163 Chippewa Dr is owned and occupied by two individuals who acquired it in May 2022.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	163 CHIPPEWA DR, OTTAWA, OH 45875-1651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit UNION BANK
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 5, 2022
Transfer Doc	0000002016
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	Jun 15, 2026
Property Address	163 CHIPPEWA DR, OTTAWA, OH 45875-1651
Document Number	0000002577
Book / Page	788 / 621
Instrument Date	Jun 11, 2026
Instrument	20262577
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 CHIPPEWA DR, OTTAWA, OH 45875-1651

Mortgage

Document Number	0000002577,
Date	Jun 15, 2026
Book Page	788/621
Instrument	20262577

Lender

Name	UNION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 16, 2036

Interest

Rate	6.36%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	163 CHIPPEWA DR, OTTAWA, OH 45875-1651
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000764/659
Date	Mar 15, 2024
Book Page	764/659
Instrument	202400000827

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 163 Chippewa Dr was $3,627 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,627.00 Homeowner's exemption	$110,190 Land $12,650 Building $97,540	$312,800 Land $36,140 Building $276,660
2023	$3,566.00 (-0.42%) Homeowner's exemption Additional exemption filed	$97,940 (-) Land $9,920 Building $88,020	$298,510 Land $36,140 Building $262,370
2022	$3,581.00	$97,940 Land $9,920 Building $88,020
2020			$279,830 Land $28,340 Building $251,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 Chippewa Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2007–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2023 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 163 Chippewa Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glandorf Internet Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: HDER Link, MetaLINK Technologies.

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