Craven County property record for 163 Cherry Cir, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,565 sqft · built 1964 |
| Lot Size | 0.448 acres (19,532 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,824 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-055-002 |
| Primary APN | 6-055-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,565 sqft Living Area |
| 1st Floor Area | 1,565 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,532 sqft (0.448 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 123803 |
|---|---|
| Street Address | 163 CHERRY CIR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 62 BLK D HAVELOCK PK |
| Legal Block | D |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 961301 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 410 FOXLAIR LN, HAVELOCK, NC 28532-2840 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 163 CHERRY CIR, HAVELOCK, NC 28532-2704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3604/1815 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 3604/1815 |
| Instrument | 10051580 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,824.00 (+2.47%) | $146,650 (-) Land $40,000 Building $106,650 | $146,650 (-) Land $40,000 Building $106,650 |
| 2025 | $1,780.00 (+4.15%) | $146,650 (-) Land $40,000 Building $106,650 | $146,650 (-) Land $40,000 Building $106,650 |
| 2023 | $1,709.00 (+12.58%) | $146,650 (+15.64%) Land $40,000 Building $106,650 | $146,650 (+15.64%) Land $40,000 Building $106,650 |
| 2022 | $1,518.00 | $126,820 Land $35,000 Building $91,820 | |
| 2018 | $126,820 Land $35,000 Building $91,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 14 (1999–2018) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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