163 Atkinson Rd, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 163 Atkinson Rd, Surf City, NC 28445

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,664 sqft · built 2022
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Apr 2015)
Tax Bill	$4,630 (2025)
Flood Zone	Zone AE (high risk)
APN	`4234-15-1057-0000`

Property Details

APN / Parcel Number

Primary APN	`4234-15-1057-0000`
Alternative APNs	`400966537` `966537`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,664 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2022
Architectural Style	Cottage
Exterior Material	Fiber Cement Siding
Foundation Type	Pile
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	236 sqft
Patio Area	204 sqft
Cabin	Cabin
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400966537
Street Address	163 ATKINSON RD
City	SURF CITY
State	NC
Zip	28445-6791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	LT 16 PB 56/39 PENINSULA @ TOPSAIL
Legal Subdivision	PENINSULA AT TOPSAIL
Legal Lot Number	16
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1055
Census Tract	920106

Owner

Source: Pender County records · APN 4234-15-1057-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	105 CRYSTLEWOOD CT, MORRISVILLE, NC 27560-7569
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2015 · Amount on Record
Deed Sale	Apr 09, 2015 · Amount on Record
Deed Document Number	0000564563
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Surf City Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,630.00 (+137.8%)	$1,116,170 (+234.44%) Land $258,250 Building $857,920	$1,116,170 (+234.44%) Land $258,250 Building $857,920
2023		$333,742 (+26.4%) Land $251,450 Building $82,292	$333,742 (+26.4%) Land $251,450 Building $82,292
2022	$1,947.00	$264,028 Land $251,450 Building $12,578	$264,028 Land $251,450 Building $12,578

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 2,399 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2,712 units insured incl. 313 condo units
Nearby Flood Claims	661 (1986–2024)
Claims Outside the SFHA	6 of 661
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 385 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 82 claims Hurricane Fran, Sep 1996 · 103 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 23 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SURF CITY serves 9,730 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.