163 Amberwind Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 163 Amberwind Cir, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,170 sqft · built 2017
Lot Size	0.076 acres (3,320 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (Nov 2024)
Tax Bill	$13,390 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`037-580-005-9`

Property Details

APN / Parcel Number

Primary APN	`037-580-005-9`
Alternative APN	`037-580-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area
1st Floor Area	1,052 sqft
2nd Floor Area	1,118 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	3,320 sqft (0.076 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	163 AMBERWIND CIR
City	OAKLEY
State	CA
Zip	94561-5093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9351 L409
Legal Subdivision	SUBDIVISION 9351
Legal Tract	9351
Legal Lot Number	409
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1014
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	163 AMBERWIND CIR, OAKLEY, CA 94561-5093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 30, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	2024128528
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	163 AMBERWIND CIR, OAKLEY, CA 94561-5093
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 AMBERWIND CIR, OAKLEY, CA 94561-5093

Mortgage

Document Number	0000025233
Date	Mar 16, 2026
Instrument	2026- 025233

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	14801 QUORUM DR STE 300, DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	163 AMBERWIND CIR, OAKLEY, CA 94561-5093
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 AZUBERWIND CIR, OAKLEY, CA 94561

Mortgage

Document Number	0000071088
Date	Jul 26, 2023
Instrument	2023-071088

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 30, 2017
Property Address	163 AMBERWIND CIR, OAKLEY, CA 94561-5093
Document Number	0000224849
Map Reference	MAP527 PG6
Instrument Date	Nov 7, 2017
Instrument	2017-224849
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 AMBERWIND CIR, OAKLEY, CA 94561-5093

Mortgage

Document Number	0000224850
Date	Nov 30, 2017
Instrument	2017-224850

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$683,400 (+2%) Land $224,400 Building $459,000
2025	$13,390.00 (+11.58%)	$670,000 (+19.07%) Land $220,000 Building $450,000
2023	$12,000.00 (+1.99%) Homeowner's exemption	$562,677 Land $148,734 Building $413,943
2022	$11,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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