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163 3rd St NW, Largo, FL 33770 Property Records

Pinellas County property record for 163 3rd St NW, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,365 sqft · built 2006
Lot Size0.149 acres (6,499 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Oct 2014)
Tax Bill$2,507 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2021 Transfer
Flood ZoneZone X (minimal risk)
APNC62-000-977-0280-7

Property Details

APN / Parcel Number

Primary APNC62-000-977-0280-7
Alternative APNs
  • 34-29-15-63997-000-0010
  • 291534639970000010
  • R439441

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,365 sqft Living Area
Gross Area1,892 sqft
1st Floor Area1,365 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeAttached
Garage Area435 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area92 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR439441
Street Address163 3RD ST NW
CityLARGO
StateFL
Zip33770-3363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionONE SIXTY THREE THIRD STREET NORTHWEST SUB BLK 1, LOT 1
Legal Range15E
Legal Township29S
Legal Section34
Legal SubdivisionONE SIXTY THREE THIRD
Legal Tract63997
Legal Block1
Legal Lot Number1
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2024
Census Tract25603

Owner

163 3rd St NW is owned and occupied by an individual who acquired it in June 2015.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address163 3RD ST NW, LARGO, FL 33770-3363
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 20, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2014 · Amount on File
Deed SaleOct 31, 2014 · Amount on File
Prior SaleFeb 26, 2008 · Amount on File
Deed Document Number2014303961
Deed Book / Page18575 / 1095
Last Transfer DateJun 26, 2015
Transfer Doc0217701764
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address163 3RD ST NW, LARGO, FL 33770-3363
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 3RD ST NW, LARGO, FL 33770-3363

Mortgage

Document Number0217060509
DateSep 7, 2021
Book Page21706/509
Instrument2021293433
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term297 Months
DueJun 1, 2046

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateOct 20, 2021
Property Address163 3RD ST NW, LARGO, FL 33770-3363
Document Number0217701764
Book / Page21770 / 1764
Map ReferenceMB 132 PG 82
Instrument DateJun 26, 2015
Instrument2021343945
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address163 3RD ST NW, LARGO, FL 33770-3363

Tax Assessment & Valuation

The 2025 property tax bill for 163 3rd St NW was $2,507 with a homeowner's exemption, up 6.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,507.00 (+6.09%) Homeowner's exemption$174,264$399,169 Land $104,574 Building $294,595
2024$2,363.00 (+2.21%)
2023$2,312.00 (+3.45%) Homeowner's exemption$164,420 (+3%)$345,920 (+25.33%) Land $120,420 Building $225,500
2022$2,235.00 Homeowner's exemption$159,631$275,999 Land $100,815 Building $175,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 163 3rd St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 163 3rd St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, T-Mobile.

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