163 1/2 Steffy Rd, Ramona, CA 92065 Property Records

San Diego County property record for 163 1/2 Steffy Rd, Ramona, CA 92065

Property Summary

Property Type	Multi-Family Dwellings
Details	7 bd · 4 ba · 3,516 sqft · built 1996
Lot Size	2.61 acres (114,127 sqft)
Owner	2 Company Names on Record
Last Sale	$375,000 (Jun 2025)
Tax Bill	$9,099 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284-292-03-00`

Property Details

APN / Parcel Number

Primary APN	`284-292-03-00`
Alternative APN	`6682301400`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Units	2 Units
Building Area	3,516 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Multi-Family
Lot Area	114,127 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	6682301400
Street Address	163 1/2 STEFFY RD
City	RAMONA
State	CA
Zip	92065-3522
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	A70
Legal Description	BLK 389 (EX S 300 FT&N 45 FT OF E 50 FT THF)S H OF W 10 AC OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	389
Legal Lot Number	389
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2000
Census Tract	20813

Owner

Source: San Diego County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	163 STEFFY RD, RAMONA, CA 92065-3522
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 29, 2021	Quit Claim Deed, Transfer · VA Mortgage JFQ LENDING INC
Mar 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Document Number	2025160991
Prior Transfer Date	May 10, 2021
Prior Transfer Doc	0000539815
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2026
Property Address	163 1/2 STEFFY RD, RAMONA, CA 92065-3522
Document Number	0000267776
Instrument Date	Sep 9, 2026
Instrument	2026267776
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	163 STEFFY RD, RAMONA, CA 92065-3522
Investor	Possibly a Property Investor

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2021
Property Address	163 1/2 STEFFY RD, RAMONA, CA 92065-3522
Document Number	0000539815
Map Reference	MAP 643
Instrument Date	May 10, 2021
Instrument	2021-0539815
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	163 STEFFY RD, RAMONA, CA 92065-3522

Mortgage

Document Number	0000539816
Date	Jul 29, 2021
Instrument	2021-0539816

Lender

Name	JFQ LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2021
Property Address	163 1/2 STEFFY RD, RAMONA, CA 92065-3522
Document Number	0000156001
Map Reference	MAP 643
Instrument Date	Dec 17, 2020
Instrument	2021-0156001
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	163 STEFFY RD, RAMONA, CA 92065-3522

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,224,000 (+46.39%) Land $663,000 Building $561,000
2025	$9,099.00 (+7.45%) Homeowner's exemption	$836,096 (+4.04%) Land $358,615 Building $477,481
2023	$8,468.00 (-1.59%) Homeowner's exemption	$803,632 Land $344,691 Building $458,941
2022	$8,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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