16298 Unity Ave, Cresco, IA 52136 Property Records

Howard County property record for 16298 Unity Ave, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,221 sqft · built 1902
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,500 (Jan 2026)
Tax Bill	$2,412 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`120280922020000`

Property Details

APN / Parcel Number

Primary APN	`120280922020000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,221 sqft Living Area
Basement Area	840 sqft
Unfinished Basement	1,224 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	113,256 sqft (2.6 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	648 sqft
Shed	1 Shed
Shed Area	256 sqft
Granary	720 sqft
Poultry House	1,440 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16298 UNITY AVE
City	CRESCO
State	IA
Zip	52136-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 NW NW & LOT 1 SW NW
Legal Range	11W
Legal Township	98N
Legal Section	28
Legal Lot Number	1
Jurisdiction	HOWARD IA
Township / Civil Division	NEW OREGON
Census Block Group	2
Census Block	2041
Census Tract	960200

Owner

Source: Howard County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 GILLETTE AVE, CRESCO, IA 52136-1728
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit CUSB BANK
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Sep 6, 2024 · Amount on Record
Deed Document Number	202655
Deed Book / Page	2026 / 55
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Recording Date	May 29, 2026
Property Address	16298 UNITY AVE, CRESCO, IA 52136-8352
Document Number	0000000727
Book / Page	2026 / 727
Instrument Date	May 29, 2026
Instrument	2026727
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16298 UNITY AVE, CRESCO, IA 52136-8352
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000727,
Date	May 29, 2026
Book Page	2026/727
Instrument	2026727

Lender

Name	CUSB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	16298 UNITY AVE, CRESCO, IA 52136-8352
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 GILLETTE AVE, CRESCO, IA 52136-1728
Investor	Possibly a Property Investor

Mortgage

Document Number	0002026/56
Date	Jan 9, 2026
Book Page	2026/56
Instrument	2026 56

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	16298 UNITY AVE, CRESCO, IA 52136-8352
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/224
Date	Feb 21, 2023
Book Page	2023/224
Instrument	2023 0224

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	16298 UNITY AVE, CRESCO, IA 52136-8352
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/911
Date	May 10, 2021
Book Page	2021/911
Instrument	2021 0911

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	16298 UNITY AVE, CRESCO, IA 52136-8352
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1372
Date	Aug 14, 2020
Book Page	2020/1372
Instrument	2020 1372

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,412.00	$218,960 (+12.51%) Land $23,020 Building $195,940	$218,960 (+12.51%) Land $23,020 Building $195,940
2024	$2,412.00 (+11.05%)
2023		$194,610 (+30.83%) Land $23,020 Building $171,590	$194,610 (+30.83%) Land $23,020 Building $171,590
2022	$2,172.00	$148,750 Land $17,400 Building $131,350
2021			$148,750 Land $17,400 Building $131,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20
Harmony Telephone Company Fixed Wireless	50 / 10
Windstream Fixed Wireless	25 / 4

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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