St. Joseph County property record for 16298 Oak Ln, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,667 sqft Building Perimeter |
| Lot Size | 40,511 sqft (0.93 acres) |
| Garage | 2,400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $135,500 (2006) |
| Tax Bill | $852.00 (2025) |
| Primary APN | 009-006-004-66 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,667 sqft Building Perimeter |
| 1st Floor | 1,667 sqft 1st Floor |
| Basement Area | 1,667 sqft Basement |
| Unfinished Basement | 1,667 sqft Unfinished |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 40,511 sqft (0.93 acres) |
| Depth X Width | 220 ft x 184 ft Depth x Width |
| Garage Area | 2,400 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 16298 OAK LN |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-8372 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM SE COR LOT 15 SHADY BROOK SUB SEC 6 T6S R11W TH S 00D 15M W 184 FT TH W 220 FT TH N 00D 15M E 184 FT TH E 220 FT TO POB. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 06 |
| Legal Subdivision | SHADY BROOK SUB |
| Legal Lot Number | 15,1382 |
| Jurisdiction | ST JOSEPH MI |
| Minor Civil Division | LOCKPORT |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 009-006-004-66
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16298 OAK LN, THREE RIVERS, MI 49093-8372 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK |
| Apr 23, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2006 · Amount on Record |
| Deed Sale | Jul 05, 2006 · Amount on Record |
| Deed Book / Page | 1382 / 704 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 16298 OAK LN, THREE RIVERS, MI 49093-8372 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1892/0642 |
|---|---|
| Date | Nov 06, 2017 |
| Book Page | 1892/0642 |
| Instrument | 1892-0642 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 16298 OAK LN, THREE RIVERS, MI 49093-8372 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1956/0037 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 1956/0037 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | PORTAGE, MI 49024 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 05, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,700 | $325,400 | |
| 2025 | $852.00 Homeowner's exemption |
16298 Oak Ln is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Joseph County (26149C), updated June 4, 2010
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 7th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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