16298 Hampstead Ct, Fairhope, AL 36532 Property Records

Baldwin County property record for 16298 Hampstead Ct, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,316 sqft · built 2008
Lot Size	0.38 acres (16,552 sqft)
Owner	Individual Name on File
Last Sale	$322,500 (Apr 2022)
Tax Bill	$1,209 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-02-03-0-000-014.080`

Property Details

APN / Parcel Number

Primary APN	`56-02-03-0-000-014.080`
Alternative APNs	`255168` `343149` `504807`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,316 sqft Heated Area
1st Floor Area	2,150 sqft
Upper Floors Area	166 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,552 sqft (0.38 acres)
Lot Dimensions	191 ft deep x 86.3 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	504807
Street Address	16298 HAMPSTEAD CT
City	FAIRHOPE
State	AL
Zip	36532-6285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	86.3' X 191.8' IRR LOT 23 SILVERWOOD SUB UNIT 3 SLIDE 2121-F SEC 3-T7S-R2E (WD)
Legal Subdivision	SILVERWOOD SUB
Legal Lot Number	23
Legal Unit	3
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1007
Census Tract	11102

Owner

16298 Hampstead Ct is owned and occupied by an individual who bought it in April 2022.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16298 HAMPSTEAD CT, FAIRHOPE, AL 36532-6285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit NEW HORIZONS CU
Apr 8, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 20, 2017	Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Prior Sale	Mar 20, 2017
Deed Document Number	20221991285
Prior Transfer Date	Oct 29, 2009
Prior Transfer Doc	0001206102
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16298 HAMPSTEAD CT, FAIRHOPE, AL 36532-6285
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001955497
Date	Nov 3, 2021
Instrument	1955497

Lender

Name	NEW HORIZONS CU
Type	Credit Union
Address	MOBILE, AL 36652

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 8, 2022
Property Address	16298 HAMPSTEAD CT, FAIRHOPE, AL 36532-6285
Document Number	0001991285
Map Reference	SL 2121-F
Instrument Date	Mar 21, 2022
Instrument	1991285
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15815 H WY 181, 181, FAIRHOPE, AL 36532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16298 HAMPSTEAD CT, FAIRHOPE, AL 36532-6285

Mortgage

Document Number	0001991286
Date	Apr 8, 2022
Instrument	1991286

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 20, 2017
Property Address	16298 HAMPSTEAD CT, FAIRHOPE, AL 36532-6285
Document Number	0001623449
Map Reference	SL2121-F
Instrument Date	Mar 15, 2017
Instrument	1623449
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16298 HAMPSTEAD CT, FAIRHOPE, AL 36532-6285

Mortgage

Document Number	0001623450
Date	Mar 20, 2017
Instrument	1623450

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 16298 Hampstead Ct was $1,209 with a homeowner's exemption, up 4.3% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,209.00 (+4.31%) Homeowner's exemption
2025	$1,159.00	$38,540 Land $3,560 Building $34,980	$405,900 Land $37,500 Building $368,400
2023	$1,037.00 (+13.46%) Homeowner's exemption	$34,920 (+12.79%)	$349,100 (+12.79%) Land $36,900 Building $312,200
2022	$914.00 (+22.03%) Homeowner's exemption	$30,960	$309,500 Land $34,500 Building $275,000
2021	$749.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16298 Hampstead Ct in Zone X, an area of minimal flood risk, though there have been 243 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	243 (1989–2020)
Claims Outside the SFHA	5 of 243
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 30 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 51 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16298 Hampstead Ct is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 77% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

16298 Hampstead Ct, Fairhope, AL 36532 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Hampstead Ct

Nearby Streets

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