Hardin County property record for 16296 State Rte 81, Forest, OH 45843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,748 sqft · built 2001 |
| Lot Size | 3.78 acres (164,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,519 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-060026.0000 |
| Primary APN | 20-060026.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,748 sqft Living Area |
| 1st Floor Area | 2,748 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 164,700 sqft (3.78 acres) |
| Terrain | Rolling |
| Garage Area | 720 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Pole Barn | 1,080 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 16296 STATE ROUTE 81 |
|---|---|
| City | FOREST |
| State | OH |
| Zip | 45843-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 NW4 S14 3.7814A |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 100 |
16296 State Rte 81 is owned and occupied by an individual who acquired it in April 2021.
Source: Hardin County records, as of August 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16296 STATE ROUTE 81, FOREST, OH 45843-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 29, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 |
| Deed Sale | Apr 29, 2021 |
| Prior Sale | Apr 26, 2012 · Amount on File |
| Deed Document Number | 20211426 |
| Deed Book / Page | 560 / 2588 |
| Prior Transfer Date | Mar 13, 2020 |
| Prior Transfer Doc | 560/2588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Jul 23, 2026 |
| Property Address | 16296 STATE ROUTE 81, FOREST, OH 45843-9314 |
| Document Number | 0000002221 |
| Book / Page | 578 / 2329 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20262221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16296 STATE ROUTE 81, FOREST, OH 45843-9314 |
| Document Number | 0000002221, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 578/2329 |
| Instrument | 20262221 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 16296 STATE ROUTE 81, FOREST, OH 45843-9314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 00563/3768 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 563/3768 |
| Instrument | 202200000257 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 16296 STATE ROUTE 81, FOREST, OH 45843-9314 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 560/3091 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 560/3091 |
| Instrument | 202100001522 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Apr 29, 2021 |
| Property Address | 16296 STATE ROUTE 81, FOREST, OH 45843-9314 |
| Document Number | 560/2588 |
| Book / Page | 560 / 2588 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 202100001426 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16296 STATE ROUTE 81, 16296, FOREST, OH 45843-9314 |
| Name | Verified Name |
|---|---|
| Address | 16296 STATE ROUTE 81, FOREST, OH 45843-9314 |
| Document Number | 202100001427 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 202100001427 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 16296 State Rte 81 was $2,519 with a homeowner's exemption.
Source: Hardin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hardin County |
| County Subdivision | Jackson Township |
| Unified School District | Riverdale Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,519.00 (-0.04%) | $83,740 (-) Land $5,870 Building $77,870 | |
| 2024 | $2,520.00 (+22.75%) Homeowner's exemption | $83,740 (+21.63%) Land $5,870 Building $77,870 | |
| 2023 | $2,053.00 (-4.95%) Homeowner's exemption | $68,850 (+10.18%) Land $5,870 Building $62,980 | $239,260 Land $16,770 Building $222,490 |
| 2022 | $2,160.00 Homeowner's exemption | $62,490 Land $4,780 Building $57,710 | |
| 2020 | $178,550 Land $13,660 Building $164,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16296 State Rte 81 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16296 State Rte 81 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Watch TV Fixed Wireless | 400 / 40 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures