St. Louis County property record for 1629 S Lake Ave, Duluth, MN 55802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 3,183 sqft · built 1949 |
| Lot Size | 0.277 acres (12,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,240,000 (Sep 2025) |
| Tax Bill | $17,154 (2026) |
| Deeds & Mortgages | Sep 2025 Sale Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4380-01430 |
| Primary APN | 010-4380-01430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,183 sqft Gross Area |
| 1st Floor Area | 2,203 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 12,080 sqft (0.277 acres) |
| Garage Type | Attached |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 16 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 1188594 |
|---|---|
| Street Address | 1629 S LAKE AVE |
| City | DULUTH |
| State | MN |
| Zip | 55802-2449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 42 44 & 46 SERIAL # |
| Legal Subdivision | MINNESOTA AVENUE |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2200 |
1629 S Lake Ave is owned and occupied by an individual who bought it in September 2025.
Source: St. Louis County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1629 S LAKE AVE, DULUTH, MN 55802-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM |
| Mar 12, 2021 | Deed of Trust, Mortgage · VA Mortgage BELL BANK |
| Nov 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage NICOLET NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Prior Sale | Nov 4, 2019 · Amount on File |
| Deed Document Number | 20251094667 |
| Prior Transfer Date | Aug 11, 2021 |
| Prior Transfer Doc | 0001045320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 29, 2025 |
| Property Address | 1629 S LAKE AVE, DULUTH, MN 55802-2449 |
| Document Number | 0001094667 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 1094667 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Tax | $4,092.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1629 S LAKE AVE, DULUTH, MN 55802-2449 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1629 S LAKE AVE, DULUTH, MN 55802-2449 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001037715 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 1037715 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 4, 2019 |
| Property Address | 1629 S LAKE AVE, DULUTH, MN 55802-2449 |
| Document Number | 00T1017000 |
| Instrument Date | Oct 31, 2019 |
| Instrument | T1017000 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.15 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1629 S LAKE AVE DULUTH MN 558022449, DULUTH, MN 55802-2449 |
| Document Number | 1017001 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 1017001 |
| Name | NICOLET NAT'L BK |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2026 property tax bill for 1629 S Lake Ave was $17,154 with a homeowner's exemption, up 21.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,154.00 (+21.73%) Homeowner's exemption | ||
| 2025 | $14,092.00 (-0.59%) Homeowner's exemption | $1,142,500 (+5.45%) Land $309,100 Building $833,400 | $1,142,500 (+5.45%) Land $309,100 Building $833,400 |
| 2024 | $14,176.00 | $1,083,500 Land $442,000 Building $641,500 | $1,083,500 Land $442,000 Building $641,500 |
| 2022 | $906,800 Land $213,900 Building $692,900 | $906,800 Land $213,900 Building $692,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1629 S Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1986–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1629 S Lake Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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