1629 Oldtown Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1629 Oldtown Rd, Edgewater, MD 21037

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 ba · 3,572 sqft · built 2007
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Sep 2021)
Tax Bill	$6,689 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-04338300`

Property Details

APN / Parcel Number

Primary APN	`01-904-04338300`
Alternative APNs	`1-904-04338300` `90404338300`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,572 sqft Gross Area
1st Floor Area	1,292 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	90404338300
Street Address	1629 OLDTOWN RD
City	EDGEWATER
State	MD
Zip	21037-2415
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R5
Legal Description	LTS 5656 TO 5658 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	5656
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2038
Census Tract	701103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1629 OLDTOWN RD, EDGEWATER, MD 21037-2415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 23, 2019	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS
Jun 14, 2017	Grant Deed, Transfer · Conventional with PMI HOWARD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Book / Page	37591 / 232
Prior Transfer Date	Jul 2, 2008
Prior Transfer Doc	0203060308
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 23, 2021
Property Address	1629 OLDTOWN RD, EDGEWATER, MD 21037-2415
Document Number	0375910232
Book / Page	37591 / 232
Map Reference	MB 8 FO 15
Instrument Date	Sep 1, 2021
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1629 OLDTOWN RD, EDGEWATER, MD 21037-2415

Mortgage

Document Number	37591238
Date	Sep 23, 2021
Instrument	37591/238

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 23, 2019
Property Address	1629 OLDTOWN RD, EDGEWATER, MD 21037-2415
Document Number	0337420001
Book / Page	33742 / 001
Map Reference	MB 8 FO 15
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	33742008
Date	Oct 23, 2019
Instrument	33742/008

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1629 OLDTOWN RD, EDGEWATER, MD 21037-2415
Document Number	0337420008
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	CAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 OLDTOWN RD EDGEWATER MD 210372415, EDGEWATER, MD 21037-2415

Mortgage

Document Number	0337420008
Date	Oct 23, 2019
Book Page	033742/000008

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 14, 2017
Property Address	1629 OLDTOWN RD, EDGEWATER, MD 21037-2415
Document Number	0310420185
Book / Page	031042 / 000185
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 WOOD DUCK LN ANNAPOLIS MD 214095761, ANNAPOLIS, MD 21409-5761

Mortgage

Document Number	310420192
Date	Jun 14, 2017
Book Page	031042/000192

Lender

Name	HOWARD BK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,600 (+4.3%) Land $226,000 Building $367,600	$593,600 (-) Land $226,000 Building $367,600
2025	$6,689.00 (+1.84%) Homeowner's exemption	$569,133 (+9.41%)	$593,600 (+14.11%) Land $226,000 Building $367,600
2024	$6,568.00 (+15.63%)
2023	$5,680.00	$520,200 Land $174,500 Building $345,700	$520,200 Land $174,500 Building $345,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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