1629 Mill St, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 1629 Mill St, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,528 sqft · built 1993
Lot Size	7.88 acres (343,253 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Jun 2020)
Tax Bill	$6,775 (2025)
Deeds & Mortgages	Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-14-469-0005-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-469-0005-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,528 sqft Living Area
1st Floor Area	2,528 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	343,253 sqft (7.88 acres)
Lot Depth	1,112 ft Depth
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	1629 MILL ST
City	CLAY
State	MI
Zip	48001-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 742 & 743 EXC BEG AT NE COR LOT 742, TH S 4D 57M W 241.92', TH N 88D 18M W 268.25', TH N 3D 48M E 215.88', TH E TO BEG
Legal Subdivision	SUPRVRS ROY T GILBERTS 8-CLAY
Legal Lot Number	742-743
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1008
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	50931 ROSE ST, NEW BALTIMORE, MI 48047-2435
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	202013823
Deed Book / Page	5202 / 84
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 19, 2020
Property Address	1629 MILL ST, CLAY, MI 48001-4514
Document Number	0052020084
Book / Page	005202 / 000084
Instrument Date	Jun 9, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50931 ROSE ST NEW BALTIMORE MI 480472435, NEW BALTIMORE, MI 48047-2435

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,700 (+3.53%)	$369,400 (+3.53%)
2025	$6,775.00 (+2.51%)	$178,400 (+17.91%)
2024	$6,609.00 (+12.8%)		$356,800 (+17.91%)
2023		$151,300
2022	$5,859.00		$302,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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