1629 Joy Ln, Centralia, IL 62801 Property Records

Marion County property record for 1629 Joy Ln, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	2,340 sqft · built 2018
Lot Size	1.37 acres (60,073 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,596 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1400079708`

Property Details

APN / Parcel Number

Primary APN	`1400079708`

Interior

Building Area	2,340 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	60,073 sqft (1.37 acres)
Garage Area	900 sqft

Location & Zoning

Street Address	1629 JOY LN
City	CENTRALIA
State	IL
Zip	62801-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY LAKE ESTATES W1/2 LOT 6 & ALL LOT 7 & E1/2 LOT 8
Legal Subdivision	COUNTRY LAKE ESTATES
Legal Lot Number	6-8,E1
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1018
Census Tract	952300

Owner

1629 Joy Ln is owned and occupied by two individuals who acquired it in August 2019.

Source: Marion County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1629 JOY LN, CENTRALIA, IL 62801-8359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan MIDWEST NATIONAL BANK
Feb 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Jul 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Aug 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Sep 6, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017
Deed Sale	Sep 6, 2017
Deed Document Number	20174622
Last Transfer Date	Aug 13, 2019
Transfer Doc	2019R03772
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1629 JOY LN, CENTRALIA, IL 62801-8359
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 JOY LN, CENTRALIA, IL 62801-8359

Mortgage

Document Number	2025R04414
Date	Oct 21, 2025
Instrument	2025R04414

Lender

Name	MIDWEST NATIONAL BANK
Type	Bank
Address	SANDOVAL, IL 62882

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2055

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1629 JOY LN, CENTRALIA, IL 62801-8359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00487
Date	Feb 1, 2018
Instrument	2018R00487

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jan 3, 2024

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1629 JOY LN, CENTRALIA, IL 62801-8359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03825
Date	Jul 27, 2018
Instrument	2018R03825

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 18, 2023

Interest

Rate Type	Fixed Rate

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION IL
Recording Date	Aug 28, 2019
Property Address	1629 JOY LN, CENTRALIA, IL 62801-8359
Document Number	2019R03772
Instrument Date	Aug 13, 2019
Instrument	2019R03772
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 JOY LN, CENTRALIA, IL 62801-8359

Mortgage

Document Number	2019R03773
Date	Aug 28, 2019
Instrument	2019R03773

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.45%

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IL
Recording Date	Sep 6, 2017
Property Address	1629 JOY LN, CENTRALIA, IL 62801-8359
Document Number	2017R04622
Instrument Date	Aug 31, 2017
Instrument	2017R04622
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 MURRAY DR, CENTRALIA, IL 62801-6012

Tax Assessment & Valuation

The 2025 property tax bill for 1629 Joy Ln was $5,596 with a homeowner's exemption, up 8.7% from the year before.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Elementary School District	Central City School District 133 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,596.00 (+8.66%) Homeowner's exemption	$109,370 (+11.99%) Land $13,200 Building $96,170	$328,110 (+11.99%) Land $39,600 Building $288,510
2024	$5,150.00	$97,660 Land $11,790 Building $85,870	$292,980 Land $35,370 Building $257,610
2022	$4,733.00 Homeowner's exemption	$72,360 Land $10,980 Building $61,380	$217,080 Land $32,940 Building $184,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1629 Joy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1629 Joy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Joy Ln

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