1629 E Gardenia Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 1629 E Gardenia Ave, Phoenix, AZ 85020

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,374 sqft · built 1975
Lot Size	0.048 acres (2,091 sqft)
Owner	2 Trust Names on File
Last Sale	$190,000 (Jan 2018)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`164-24-062`

Property Details

APN / Parcel Number

Primary APN	`164-24-062`
Alternative APN	`164240621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	1,452 sqft
1st Floor Area	1,374 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	2,091 sqft (0.048 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1629 E GARDENIA AVE
City	PHOENIX
State	AZ
Zip	85020-5242
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-M
Legal Description	COLONIA MONTANA MCR 169-10
Legal Range	3E
Legal Township	2N
Legal Section	3
Legal Subdivision	COLONIA MONTANA
Legal Lot Number	17
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4003
Census Tract	105102

Owner

1629 E Gardenia Ave, a condominium, is held in a trust since January 2018.

Source: Maricopa County records, as of June 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1629 E GARDENIA AVE, PHOENIX, AZ 85020-5242
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Intrafamily Transfer, Transfer
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jan 1, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Jan 25, 2018	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2018 · Amount on File
Deed Sale	Jan 25, 2018 · Amount on File
Deed Document Number	201862937
Prior Transfer Date	Nov 10, 2011
Prior Transfer Doc	0000944877
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 31, 2026
Property Address	1629 E GARDENIA AVE, PHOENIX, AZ 85020-5242
Document Number	0000187443
Map Reference	MB 169 PG 10
Instrument Date	Mar 4, 2026
Instrument	20260187443
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1629 E GARDENIA AVE, PHOENIX, AZ 85020-5242

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1629 E GARDENIA AVE, PHOENIX, AZ 85020-5242

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1629 E GARDENIA AVE, PHOENIX, AZ 85020-5242
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 E GARDENIA AVE, PHOENIX, AZ 85020-5242

Mortgage

Document Number	0000538065
Date	Sep 18, 2025
Instrument	20250538065

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1629 E GARDENIA AVE, PHOENIX, AZ 85020-5242
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 E GARDENIA AVE, PHOENIX, AZ 85020-5242

Mortgage

Document Number	0000133879
Date	Feb 14, 2022
Instrument	20220133879

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	1629 E GARDENIA AVE, PHOENIX, AZ 85020-5242
Document Number	0000049341
Instrument Date	Jan 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 E GARDENIA AVE PHOENIX AZ 850205242, PHOENIX, AZ 85020-5242

Mortgage

Document Number	0000049341
Date	Jan 21, 2020
Instrument	49341

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Interest

Rate	3.87%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 25, 2018
Property Address	1629 E GARDENIA AVE, PHOENIX, AZ 85020-5242
Document Number	0000062937
Map Reference	MB 169 PG 10
Instrument Date	Jan 4, 2018
Instrument	20180062937
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9604 N COPPER RIDGE TRL, 9604, FOUNTAIN HILLS, AZ 85268-5943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 E GARDENIA AVE, PHOENIX, AZ 85020-5242

Mortgage

Document Number	0000062938
Date	Jan 25, 2018
Instrument	20180062938

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Mortgage

Document Number	0000062939
Date	Jan 25, 2018
Instrument	20180062939

Lender

Name	THE INDUSTRIAL DEVELOPMENT AUTHORITY OF
Type	Non-Lending Institution
Address	OWENSBORO, KY 42301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1629 E Gardenia Ave was $1,113.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,060 (+261.07%)	$350,600 (-3.81%) Land $70,100 Building $280,500
2025	$1,113.00	$9,710 (-75.55%)	$364,500 (-8.21%) Land $72,900 Building $291,600
2024		$39,710	$397,100 Land $79,400 Building $317,700
2023	$1,028.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1629 E Gardenia Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 units insured incl. 76 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1629 E Gardenia Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, T-Mobile.

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