1629 Digger Tree Ct, Cool, CA 95614 Property Records

El Dorado County property record for 1629 Digger Tree Ct, Cool, CA 95614

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,734 sqft · built 2020
Lot Size	0.529 acres (23,086 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (May 2019)
Tax Bill	$6,575 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-103-008-000`

Property Details

APN / Parcel Number

Primary APN	`072-103-008-000`
Alternative APN	`0721030810`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Construction Type	Wood
Lot Area	23,086 sqft (0.529 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0721030810
Street Address	1629 DIGGER TREE CT
City	COOL
State	CA
Zip	95614-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PM 34/34/A
Legal Subdivision	AUBURN LAKE TRAILS
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3002
Census Tract	30601

Owner

Source: El Dorado County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1629 DIGGER TREE CT, COOL, CA 95614-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jan 27, 2020	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
May 8, 2019	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	Sep 21, 2004 · Amount on Record
Deed Document Number	2019-0017374
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1629 DIGGER TREE CT, COOL, CA 95614-2038
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 DIGGER TREE CT, COOL, CA 95614-2038

Mortgage

Document Number	0000071288
Date	Nov 17, 2021
Instrument	2021-0071288

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1629 DIGGER TREE CT, COOL, CA 95614-2038
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 DIGGER TREE CT, COOL, CA 95614-2038

Mortgage

Document Number	0000004500
Date	Jan 22, 2021
Instrument	2021-0004500

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1629 DIGGER TREE CT, COOL, CA 95614-2038
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003465
Date	Jan 27, 2020
Instrument	2020-0003465

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 8, 2019
Property Address	1629 DIGGER TREE CT, COOL, CA 95614-2038
Document Number	0000017374
Instrument Date	May 1, 2019
Instrument	17374
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$46.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1654 DIGGER TREE CT COOL CA 956142038, COOL, CA 95614-2038

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,575.00 (+7.82%) Homeowner's exemption	$609,712 (+4.04%) Land $46,848 Building $562,864
2023	$6,098.00 (+1.53%) Homeowner's exemption	$586,038 Land $45,030 Building $541,008
2022	$6,006.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Zeta Broadband.

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