1629 Cherry St, Jacksonville, FL 32205 Property Records

Duval County property record for 1629 Cherry St, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,656 sqft · built 1925
Lot Size	0.164 acres (7,149 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Mar 2023)
Tax Bill	$6,890 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078366-0000`

Property Details

APN / Parcel Number

Primary APN	`078366-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,656 sqft Living Area
Gross Area	3,317 sqft
1st Floor Area	1,385 sqft
Upper Floors Area	1,040 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,149 sqft (0.164 acres)
Lot Dimensions	129 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	552 sqft
Porch	Enclosed/Finished Porch
Porch Area	111 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1629 CHERRY ST
City	JACKSONVILLE
State	FL
Zip	32205-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	2-80 27-2S-26E STARKES S/D W 60FT LOT 6 BLK 4
Legal Range	26E
Legal Township	02S
Legal Section	42
Legal Subdivision	STARE, S S/D
Legal Block	4
Legal Lot Number	6
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1008
Census Tract	2102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Historic District listed 1985 · 2,125 contributing resources · NRIS 85000689

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1629 Cherry St is owned and occupied by two individuals who bought it in March 2023.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1629 CHERRY ST, JACKSONVILLE, FL 32205-8216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 8, 2022	Warranty Deed, Construction Loan · Construction Mortgage LIMA ONE CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Prior Sale	Jun 8, 2022 · Amount on File
Deed Document Number	202360492
Deed Book / Page	20626 / 184
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1629 CHERRY ST, JACKSONVILLE, FL 32205-8216
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 CHERRY ST, JACKSONVILLE, FL 32205-8216

Mortgage

Document Number	0208290419
Date	Oct 3, 2023
Book Page	20829/419
Instrument	2023204550

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 28, 2023
Property Address	1629 CHERRY ST, JACKSONVILLE, FL 32205-8216
Document Number	0206260184
Book / Page	20626 / 184
Map Reference	MB 2 PG 80
Instrument Date	Mar 24, 2023
Instrument	2023060492
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	TITLE AMERICA RE CLOSINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 N MARKET ST # 116, 116, JACKSONVILLE, FL 32202-2802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 CHERRY ST, JACKSONVILLE, FL 32205-8216

Mortgage

Document Number	0206260187
Date	Mar 28, 2023
Book Page	20626/187
Instrument	2023060493

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.46%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	3.46%
Max Rate At Change	7.46%
Index	1-Year T-Bill
Max Rate	11.4%

June 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 8, 2022
Property Address	1629 CHERRY ST, JACKSONVILLE, FL 32205-8216
Document Number	0203150489
Book / Page	20315 / 489
Map Reference	MB 2 PG 80
Instrument Date	Jun 6, 2022
Instrument	2022153644
Transaction Type	Construction Loan
Record Updated	Jun 17, 2022
Title Company	OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TTL SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4480 DEERWOOD LAKE PKWY UNIT 631, 4480, JACKSONVILLE, FL 32216-2274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 N MARKET ST # 116, 116, JACKSONVILLE, FL 32202-2802

Mortgage

Document Number	0020315492
Date	Jun 8, 2022
Instrument	20315/492

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	14 Months
Due	Aug 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1629 Cherry St was $6,890 with a homeowner's exemption, up 7.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,521 (+2.7%)	$617,627 (-5.68%) Land $132,618 Building $485,009
2025	$6,890.00 (+7.67%) Homeowner's exemption	$389,992	$654,819 Land $144,060 Building $510,759
2024	$6,399.00 (-35.45%)
2023	$9,913.00 (+33.2%)	$531,865 (+16.94%) Land $141,120 Building $390,745	$531,865 (+16.94%) Land $141,120 Building $390,745
2022	$7,442.00	$454,830 Land $141,120 Building $313,710	$454,830 Land $141,120 Building $313,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1629 Cherry St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	49 (1992–2022)
Claims Outside the SFHA	15 of 49
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 31 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1629 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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