Riverside County property record for 16282 Ginger Creek Dr, Riverside, CA 92504
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 4,986 sqft · built 2021 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,179,500 (Oct 2021) |
| Tax Bill | $18,529 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 273-590-022 |
| Primary APN | 273-590-022 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 3 Half Baths |
| Stories | 1 Story |
| Building Area | 4,986 sqft Living Area |
| Gross Area | 6,582 sqft |
| 1st Floor Area | 4,986 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Attached |
| Garage Area | 1,073 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 16282 GINGER CREEK DR |
|---|---|
| City | RIVERSIDE |
| State | CA |
| Zip | 92504-8713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA1 |
| Legal Description | .94 ACRES NET IN LOT 25 MB 240/048 TR 22100-2 |
| Legal Subdivision | TRACT 22100 2 |
| Legal Tract | 22100-2 |
| Legal Lot Number | 25 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 42003 |
Source: Riverside County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16282 GINGER CREEK DR, RIVERSIDE, CA 92504-8713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 9, 2024 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 29, 2021 | Grant Deed, Transfer · VA Mortgage KBHS HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Deed Document Number | 2021644231 |
| Prior Transfer Date | Apr 29, 2004 |
| Prior Transfer Doc | 0000318793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 16282 GINGER CREEK DR, RIVERSIDE, CA 92504-8713 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16282 GINGER CREEK DR, RIVERSIDE, CA 92504-8713 |
| Document Number | 0000102511 |
|---|---|
| Date | Apr 9, 2024 |
| Instrument | 2024-0102511 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Oct 29, 2021 |
| Property Address | 16282 GINGER CREEK DR, RIVERSIDE, CA 92504-8713 |
| Document Number | 0000644231 |
| Map Reference | MB 240 PG 48-54 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021-0644231 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 16282 GINGER CREEK DR, RIVERSIDE, CA 92504-8713 |
| Document Number | 0000644232 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-0644232 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2046 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Unified School District | Riverside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,374,146 (+2%) Land $270,608 Building $1,103,538 | |
| 2025 | $18,529.00 (+4.37%) | $1,347,202 (+4.04%) Land $265,302 Building $1,081,900 |
| 2023 | $17,754.00 (+7.78%) | $1,294,890 Land $255,000 Building $1,039,890 |
| 2022 | $16,473.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Jan 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN MWD serves 87,955 people · EPA ID CA3310049 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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