16280 Brady Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 16280 Brady Rd, Oakley, MI 48649

Property Summary

Property Type	Single Family Home
Details	1 ba · 992 sqft · built 1960
Lot Size	1.73 acres (75,359 sqft)
Owner	Individual Name on File
Last Sale	$129,510 (Sep 2021)
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Jan 2026 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-09-4007-000`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-09-4007-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Lot Area	75,359 sqft (1.73 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	230 sqft
Patio Area	430 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16280 BRADY RD
City	OAKLEY
State	MI
Zip	48649-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	W 240 FT OF S 430 FT OF E 1/4 OF SE 1/4 EXC E 65 FT THEREOF -- 1.73 ACRES SEC 09 T09N R2E
Legal Range	02E
Legal Township	09N
Legal Section	09
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	3
Census Block	3027
Census Tract	12500

Owner

16280 Brady Rd is owned and occupied by an individual who acquired it in January 2026.

Source: Saginaw County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	16280 BRADY RD, OAKLEY, MI 48649-9761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Intrafamily Transfer, Transfer
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Deed Document Number	202130962
Last Transfer Date	Jan 21, 2026
Transfer Doc	0000001829
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jan 27, 2026
Property Address	16280 BRADY RD, OAKLEY, MI 48649-9761
Document Number	0000001829
Instrument Date	Jan 21, 2026
Instrument	2026001829
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 BENTLEY ST APT 6, 6, CHESANING, MI 48616-1286

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16280 BRADY RD, OAKLEY, MI 48649-9761

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 22, 2021
Property Address	16280 BRADY RD, OAKLEY, MI 48649-9761
Document Number	2021030962
Instrument Date	Sep 15, 2021
Instrument	2021030962
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16280 BRADY RD, 16280, OAKLEY, MI 48649-9761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16280 BRADY RD, OAKLEY, MI 48649-9761

Mortgage

Document Number	2021030963
Date	Sep 22, 2021
Instrument	2021030963

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jul 19, 2021
Property Address	16280 BRADY RD, OAKLEY, MI 48649-9761
Document Number	2021024561
Instrument Date	Jul 13, 2021
Instrument	2021024561
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1594 ARDIS DR, SAGINAW, MI 48609-9529

Tax Assessment & Valuation

The 2025 property tax bill for 16280 Brady Rd was $2,088 with a homeowner's exemption, up 3.3% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,200 (-0.56%)	$142,400 (-0.56%)
2025	$2,088.00 (+3.26%) Homeowner's exemption	$71,600	$143,200
2024	$2,022.00
2023		$54,900	$109,800
2022	$1,803.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16280 Brady Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16280 Brady Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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